How to Get NOC From ICICI Bank for Personal Loan?

Obtaining a No Objection Certificate (NOC) from ICICI Bank for your personal loan in India is an essential step after fully repaying your loan. You can get it by going to your nearest ICICI Bank branch office. Here is a detailed overview of how to get ICICI bank personal loan NOC.

How to Get Loan NOC from ICICI Bank?

The NOC is a crucial document that confirms the closure of your loan account and indicates that there are no outstanding dues. Before requesting an NOC, ensure that all EMIs, interest, and applicable charges are fully paid. The loan should be completely cleared, with no pending dues.

After the final payment, it usually takes 7-10 working days for ICICI Bank to process the loan closure. You can confirm the closure by contacting ICICI customer care or checking your loan account status through their mobile app or online portal.

ICICI Bank typically sends the NOC automatically to your registered email or postal address within 15-20 days after the loan is closed.

Here’s a step-by-step guide on how to get NOC from ICICI Bank for personal loan:

If you don’t receive the NOC automatically, you can request it by:

• Visiting the nearest ICICI Bank branch.

• Contacting ICICI Bank’s customer care at 1860 120 7777.

• Submitting a request via the ICICI Bank mobile app or online portal.

You may need to provide your loan account details, ID proof, and proof of loan closure (like the final EMI payment receipt). Once requested, the NOC will be issued either through email or by post. It is a one-page document stating that your loan is fully repaid, with no liabilities remaining.

After receiving the NOC, check your credit report to ensure that the loan account is marked as "closed." This update typically takes 30-45 days.

This is how to get NOC for personal loan from ICICI.

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To get

ICICI personal loan NOC,

a No Objection Certificate, you can follow the general steps:

Reach out to the customer service or the branch of ICICI Bank where you took the personal loan.

Clearly communicate that you have fully repaid the personal loan you require a No Objection Certificate.

The bank will ask you to provide certain details. It includes your name, loan account number, contact details, and other relevant information.

Ensure that all outstanding dues related to the personal loan, including any interest or charges, have been fully cleared before requesting the NOC.

The bank will conduct a verification process to confirm that the loan has indeed been repaid. Once the bank confirms that the loan has been fully repaid, they will issue you No Objection Certificate.

This is the process you can follow to get your

ICICI personal loan noc online

.

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As a customer of ICICI Bank, I can tell you how to get NOC from ICICI Bank for personal loan. There are a few ways to get a No Objection Certificate (NOC) for your personal loan. If you need the NOC urgently, I recommend submitting your request online or through mobile banking. This is the fastest way to get your NOC.

How to Get NOC for Personal Loan from ICICI Online?

1. Log in to your

   ICICI Bank Net Banking

   account.

2. Go to the "Loans" tab.

3. Select "Personal Loan" from the drop-down menu.

4. Click on the "NOC Request" link.

5. Enter your loan account number and the date on which you want the NOC to be issued.

6. Click on the "Submit" button.

ICICI Bank Personal Loan NOC through Mobile Banking

1. Download and install the ICICI Bank mobile banking app on your smartphone or go to

   Mobile Banking At M.Icicibank.Com portal

   .

2. Log in to the app or through the portal.

3. Go to the "Loans" section.

4. Select "Personal Loan" from the list of loans.

5. Click on the "NOC Request" option.

6. Enter your loan account number and the date on which you want the NOC to be issued.

7. Click on the "Submit" button.

ICICI Bank NOC Letter for Personal Loan

The Branch Manager

Name of the Bank and Branch

Address: 

Date: 

Subject: Application to issue a NOC for a personal loan.

Sir/Madam,

With due respect, I, ________ (Name) residing at _____ (Address) want to request a personal loan of Rs._____ from your bank. I have been a customer of your bank since ___ years with account number ________. I am raising this loan amount because I have to get my sister married.

I am writing this letter to request you to kindly provide an NOC for the same for the loan of Rs. ____. Please revert back with the details of the documents required for the same. I shall be highly obliged for the same.

Thank You,

Yours sincerely

______

Account number-  ______

Contact: ____

Now you know how to get NOC from ICICI Bank for personal loan.