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How to know MICR code of HDFC bank?

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0 2023-06-11T19:01:34+00:00

Magnetic Ink Character Recognition or the MICR code on cheque HDFC is a nine-digit code used to identify bank branches that are a part of the Electronic Clearing System (ECS). The city code, bank code, and branch code of the bank are indicated by the first three numbers of this code, followed by the final three digits. 

How to find HDFC MICR code on cheque?

The MICR code in HDFC cheque is usually printed on the bottom half of the cheque leaf next to the cheque number (on the right-hand side). This is used to clear cheques in a more fast and error-free manner.

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Apart from finding the MICR code HDFC bank cheque book, you can also obtain it from your passbook and from the HDFC Bank net banking service. 

I hope this clarifies your query about how to get MICR code of HDFC bank.

Benefits of MICR number HDFC Bank:
  • MICR information is processed quickly and with a reduced chance of error.

  • Since it is impossible to forge MICR documents, there are fewer instances of cheque fraud.

  • Compared to earlier OCR technology, it offers far more security because characters that have been printed cannot be changed.

I’d like to conclude my answer here about the MICR code on cheque HDFC. I hope this helps:)

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I always prefer my passbook to check the MICR code. The purpose of the MICR Code is to swiftly process checks and direct payments to the appropriate branch. In addition to clearing checks, it serves as a specific branch identification. Let’s see how to find MICR code of HDFC bank.

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How to find MICR code HDFC bank?

I have listed down 3 methods to find the MICR code of your bank account. You can use any of them to know the HDFC bank IFSC MICR code.

1) Cheque Book: If you look at the HDFC Bank cheque book, you'll notice that the MICR code is printed on the bottom of the cheque page directly adjacent to the check number.

2) Passbook: When creating an account with HDFC Bank, the banks give you a manual called a passbook. The passbook contains a citation for the branch's MICR.

3) Online banking: Thanks to the increased popularity of online banking, banking services have improved significantly. One can easily obtain the correct IFSC and MICR code of his or her specific branch by using the HDFC Bank net banking and HDFC Bank mobile banking services.

What are the HDFC Bank MICR Code examples?

  • Gadwal, Andhra Pradesh, HDFC Bank branch: 509240352 (MICR Code), HDFC Bank0001633 (IFSC Code)

  • Kampur, Assam, HDFC Bank branch: 782240502(MICR Code), HDFC Bank0002933 (IFSC Code)

  • Delhi's Vikaspuri HDFC Bank branch information is 110240050 (MICR Code), HDFC Bank0000328 (IFSC Code)

  • These examples will help you understand how to know MICR code of HDFC bank.

What is the meaning of MICR?

A MICR code is a number that is printed on checks (Magnetic Ink Character Recognition technology). This makes it possible to identify the checks, which leads to quicker processing. A MICR code, which has nine digits, is a special identification number for each bank and branch using an electronic clearing house (ECS).

  • The city is represented by the first three digits (City Code). They are compatible with the PIN code that India uses for postal addresses.

  • The bank's three digits are the following (Bank Code)

  • The branch is indicated by the final 3 digits (Branch Code)

This is all I had to say about how to find MICR code of HDFC bank.

Read More: What is MICR number? What happens if the IFSC code is wrong? What is IFSC code?
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