Sorry, you cannot vote on the same answer more than once.
Hi friend,
I can tell you about the smart EMI option on HDFC credit card as I have recently availed this facility. The Smart EMI option lets eligible HDFC credit card holders convert most of their credit card payments into EMIs. However, purchases involving jewellery or gold aren’t eligible for conversion into EMIs. Moreover, transactions that are 60 days or older aren’t eligible for the scheme. Let me tell you how to apply
smart emi option in HDFC credit card
. Make Rent Payments with a Credit Card via NoBroker and Get Assured Rewards! Pay You Utility Bills through NoBroker if You Want to Get Huge Cashback!How to Activate Smart EMI in HDFC Credit Card
Before your convert your HDFC credit card bills into EMI, check if your card is eligible for the scheme. You can check eligibility using both phone banking and net banking options.How to Make Smart EMI in HDFC Credit Card through Netbanking
- Ensure your credit card is linked to your HDFC A/c. After that, log in to HDFC Net Banking and go to the "cards" option. Here, choose "credit cards". Then go to the "Transact" option and choose "Smart EMI".
- Here, you’ll see all your unbilled transactions. Select your card from the drop-down menu and choose "debit". Here, you’ll see all the eligible transactions that you can convert to EMI under the Smart EMI scheme
- For conversion, tap on "Click to Know Your Eligibility" next to transactions. On the new page, you will see all the relevant info to convert the transaction into EMIs like the loan amount, interest rate, tenure, etc.
- After tapping on “Submit”, you’ll see a confirmation with the reference number and loan number confirming your HDFC credit card bill has been converted into EMIs.
How to Get Smart EMI in HDFC Credit Card through Phone Banking
- Go to the official website of HDFC Bank and look for the phone no. for the phone banking service for your location. Call the number and tell the executive that you want to convert your HDFC credit card bill payments into EMIs.
- The executive will check if your card is eligible or not. If it’s eligible, he’ll tell you the loan amount, tenure, interest rate, and other details.
- If you agree with the terms and conditions are acceptable, the executive will start the process to convert your HDFC credit card bill to EMIs. You’ll get the confirmation phone call or SMS for the same.
Your Feedback Matters! How was this Answer?
Thanks ,We got your reaction
Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices

Intracity Shifting-Upto 25% Off
Check Prices

City Tempo-Upto 50% Off
Book Now
Leave an answer
You must login or register to add a new answer .
Related Questions
Most Viewed Questions
How to calculate home loan EMI?What is MOD Charges for Home Loan?What is part period interest in SBI home loan?How to Avoid Part Period Interest in SBI Home Loan?Last 10 Years Home Loan Interest Rates in India?How to check APF number online?How to Close SBI Home Loan?How to Do Prepayment of SBI Home Loan?How to Withdraw PF for House Construction?How to Write Home Loan Request Letter to Bank Manager?See All
How to Change Email ID in PAN Card?How Much Money Can Be Transferred Through YONO SBI?What is Cooling Period in SBI YONO?How to Increase Transfer Limit in SBI YONO?How to Check Personal Loan Eligibility in SBI Yono App?How to Add Beneficiary in SBI YONO App?How to Transfer Money From YONO SBI?How to Pay Loan Amount in YONO SBI?How to Preclose ICICI Personal Loan?How to Get NOC from HDFC Bank for Personal Loan?See All
Can you claim House Rent Allowance for the rent paid in another city?How to Calculate Indexation on Property?Can We Claim Stamp Duty and Registration Fees in 80c?How to Download TAN Certificate?How HRA exemption is calculated?How to Show Purchase of Property in Income Tax Return?How to Download Form 26QB?What is IGST in Credit Card?Where to show gift received from relatives in ITR?Where to mention home loan interest in ITR 1 ?See All
Recently Published Questions
Can Customer Preclose Home Loan within 3 Months?How Much Home Loan Can I Get on 27000 Salary?What is the Tata Capital Home Loan Processing Fee?What is Utkarsh Small Finance Bank Home Loan Interest Rate?How to pay HDFC home loan missed EMI online?My take-home loan is Rs. 16,50,000 for 25 years, but I don't know how to calculate the subsidy.How to Check How Many Loans I Have?What is the Minimum Home Loan Amount?What is OCR in Home Loan?What is drawing power in SBI home loan?See All
What is Fullerton Finance Personal Loan Interest Rate?How to Get NOC From ICICI Bank for Personal Loan?What is Personal Loan Eligibility in TMB Bank?What is the North East Small Finance Bank Personal Loan Interest Rate?What are the ESAF Personal Loan Documents Required?How To Pay HDFC Consumer Durable Loan Payment Online?how to apply fullerton personal loan online?What is the PNB Personal Loan Processing Fee?What is Personal Loan Interest Rate in Syndicate Bank?What is LVB Personal Loan Interest Rate?See All
What is the GST on Existing Area in Redevelopment?How to get new assign number for property tax?How to make payment of TDS on sale of property?How to pay TDS on rent paid to NRI?What is the quantum of income tax on the sale of a property purchased in April 2022 at Rs 1,50,000 and sold in January 2025 at Rs 1,90,000?How to claim HRA in income tax return?What is the Income Tax for 6 Lakhs Per Annum?Do you have to Pay Taxes if you Reinvest Profits?How much time it takes for ITR refund?What is Negative Income Tax?See All
Authors Of The Question
Recently Answered Questions
Where can I actually find and buy a mountain land for residence which has a good view and healthy environment? all the ads I see of "mountain lands" just looks like a dried-out farm with a terrible view, nothing like the freshness you would expect.
What is the difference between Modular Home vs Manufactured home?
What is Occupancy Certificate
मकान मालिक और किरायेदार के अधिकार क्या है
How to pay gas bill online in Vadodara?
Who is pension disbursing authority?
What is Hathway broadband customer care number?
How to receive money from Western Union in India?
गैस कनेक्शन में नाम बदलने का तरीका?
What is the MSEDCL customer care?
How to make smart EMI in HDFC credit card?
Parul
1972 Views
1
2 Year
2022-08-25T19:43:52+00:00 2022-08-25T20:21:28+00:00Comment
Share