How to Pay Citibank Personal Loan Online?

My father took a personal loan from Citibank last year and he used to go to the bank to pay the EMI. But it’s not always possible to physically go out and pay the loan. So, I suggested him an easier way to pay his loans online. Thus, I can explain to you how to pay Citibank personal loan online. 

How to Pay Citi Personal Loan Online?

From Non-Citibank Bank Account

If you have a non-Citibank bank account, there are following payment options available to pay your EMI.

1. NEFT transfer: With this option, you can get funds credited to your personal loan account even if you pay through another bank account.

2. E-Pay: This will normally take two working days.

3. ACH/ECS: In this, you need to provide a signed mandate to Citibank which will authorise the transfer of funds. 

Add your Personal Loan Account Number as a NEFT payee in your non Citibank account. Then, there are three simple steps you can follow to initiate the payment. 

1. Login to your bank account and click on NEFT fund transfer.

2. Enter your Citibank Personal Loan Account Number

3. Make the payment towards the personal loan account number that you have added. 

From Your Citibank Account

You can also follow the instructions below to pay your EMI amount.

1. Visit the official website

   Citibank Personal Loan EMI Payment 

2. Enter your Loan Account Number 

3. Re-enter the same and click on the ‘Next’ button.

4. Finally, make the payment with your preferred bank account.

In case, you aren’t able to pay your EMI through these steps, you can call CitiPhone Helpline to know about more payment options.

I hope this clarifies your doubt on

how to pay my Citibank personal loan online.

Hi buddy. I can tell you the easiest and secured method on how to make Citibank personal loan payment online. A few months ago, I submitted an application to Citibank for a personal loan. Since then, I have been making EMI payments via the E-PAY feature available on the official website of Citibank. Read on to get the detailed steps.

Where to Pay Citibank Personal Loan?

I have shared an easy and handy approach to make sure your payments are made on schedule. You just need to follow the below instructions:

• Visit

  https://www.online.citibank.co.in/

  and tap on Loans from the homepage.

•  Now click on Personal Loan option.

• After that, click on “Pay Personal Loan EMI online” available under “Manage Your Loan” section (left side of screen).

• Following that, click on “I Accept.”

• Scroll down and tap on Next button. You will be redirected to E-Pay facility.

• Now, mention your loan account number twice.

• Tap on Next button.

• Input the EMI amount you need to pay.

• Now, select a bank account from which you want your EMI to be debited.

• Sign in to your account using username and password.

• Verify the personal loan details mentioned on your screen.

• Finally, check the amount and complete the payment.

Once, the payment gets received, you will get a transaction ID. This is proof that the payment for the personal loan has been made, therefore keep it secure.

By following the above steps, I make the payment of my personal loan to Citibank. Let me inform you of one important thing it could take a few business days for the payment to be processed, so plan ahead and make your payment before the deadline to avoid incurring late penalties. I hope you found this answer helpful.

One day my colleague told me that he wanted to pay his Citibank personal loan but he didn't have time to go to the bank. So I suggested he pay it online. He wasn’t aware of how to pay Citibank personal loan online. So, I helped him with the process.

I will explain to you what I explained to my colleague. However, I must tell you that there are many ways of paying your Citibank personal loan. I will explain them to you.

How to Pay Citibank Personal Loan?

• Citibank Online: Go to

  Citibank Personal Loan EMI Payment

  and log in to Citibank Online with your User ID and Password, to pay your personal loan EMI. 

• Citibank Mobile App: Log in to the Citibank Mobile App with your User ID and Password, and tap on the "Pay Loan" button.

How to Pay Citi Personal Loan Online?

To pay your Citibank Personal Loan online using Citibank Online:

1. Go to

   Citibank Personal Loan EMI Payment

2. You will be able to see the three steps in which you can pay your Citibank personal loan EMI. 

3. Read the steps carefully then click on ‘next’.

4. Then enter your Loan Account Number and then re-enter it.

5. Then click on ‘next’ and choose the bank account from which you wish to pay the EMI.

6. Then choose the payment interface by providing your payment details.

7. Confirm the payment.

8. You will receive a confirmation message once your payment is processed.

If you have any questions or problems paying your Citibank Personal Loan online, please contact Citibank Customer Service for assistance.

I hope now you know how to pay Citibank personal loan online.