How to transfer money through RTGS in HDFC?

You have two options for completing RTGS. You can either physically approach the bank and make the necessary payment there or you can make payment online. I will always prefer the online method for better convenience. Let’s take a look at the HDFC bank RTGS.

How to do RTGS in HDFC bank?

• You should obtain an RTGS form by going to the closest HDFC bank branch.

• The following step is to enter all the necessary information, such as the date, the sum of the payment transactions, etc.

• You must next provide account information and check information including the serial number of the check and beneficiary IFSC code.

• After that, you should sign the document to approve the fund transfer.

• HDFC bank representatives will then complete the fund transfer using the information provided by you.

How to transfer money through RTGS in HDFC online?

• You must use your username and password to access the HDFC net banking portal.

• Choose the proper fund transfer method under the "Payments/Transfer" section.

• Select the mode of payment, and then select "Proceed."

• Then decide from which account you want to make a transaction.

• Enter the desired transfer amount, the purpose for the transfer, and the beneficiary account.

• Confirm all the information before approving the conditions that have been provided.

• Check all the information, then click "Confirm."

• Click "Confirm" after entering the OTP issued to the registered mobile number and the net banking password.

• The payment will then be carried out after you receive a confirmation.

What are HDFC RTGS hours?

Online RTGS transactions are available around-the-clock, with the exception of 11:30 PM to 00:30 AM because of the cut-off. But, you must contact the bank and ask about RTGS timings if you want to use the facility offline. On the second and fourth Saturdays, Sundays, and bank holidays, banks are closed.

What if the transaction is not completed in time?

The sum should be refunded to your bank account within the following hour, as per Reserve Bank of India regulations. Regardless of whether the money transfer has been completed within HDFC RTGS time. In the event of a transaction problem, you may raise a concern with the bank or submit the problem to the Reserve Bank of India's customer care division.

This is how you can do the HDFC bank RTGS.