I had not used my credit card until last month to pay for the items. Everyone knows that it allows us to pay for things without using money just by swiping but do you actually know how to use credit card properly? As a beginner some things must be focused upon like:
Set a budget
Do note all the purchases done
Set up automatic payments
It is better to use as little credit limit as possible
Make sure the full bill payment is done each month
Keep a track of the statements
Do not forget to redeem rewards
Understand the fees and try to avoid them
Get your Credit card’s mobile app to keep up with it
These are the best credit card usage tips. If you follow these tips, be sure you are going to get lots of benefits.
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What is the best way to use a credit card?
Some more ways to build your credit is:
Keep the balances low
Use less than 30% of the credit limit
15/3 credit card payment hack is basically a credit optimization strategy that allows two credit card payments per month. You can make one payment 15 days before the statement date and the second one three days before it as per this rule.
I hope these information is enough to help you know how to use credit card
Read More:
How to check pending EMI on SBI credit card?
What are the benefits of credit card?
How credit card works in India?
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Authors Of The Question
How To Use Credit Card?
Tushar Kumar Singh
131Views
2 Year
2022-07-21T09:50:42+00:00 2022-07-21T09:50:43+00:00Comment
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