I read the other IIFL home loan customer review and this is my take on it. The home loan process requires minimum documentation.
I had to submit these documents :Address Proof: Copy of the latest Telephone Bill/ Electricity Bill/Water Bill/ Piped Gas Bill
Duly filled Application Form
Bank statement of the last 6 months
Form 16/ITR
Latest Salary Slip
ID proof: PAN/ Passport/ Driver’s Licence/ Voter ID card
Copy of chain documents of the property (if applicable)
Copy of Buyer Agreement
Copy of Agreement to Sell (if executed).
The application process was completed online and to my surprise, the IIFL home loan review was sanctioned quickly. I am paying the EMI regularly.
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This is the first time I opted for a home loan and I decided to avail the loan from IIFL.This is my experience, after going through all the important details. I filled out the loan application form on their website. The form was easy to understand and simple enough to complete. The IIFL representative contacted me the very next day to understand my concerns and see my IIFL home loan review. He answered all my questions and guided me through the process. Overall, this is a positive IIFL home loan customer review.
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In my IIFL home loan review, I will talk about the interest rate and other details. If you want to get a loan, you will need to have a co-applicant. IIFL has made it mandatory. They provide both fixed and floating interest rates, which is great. As customers, we get to choose according to our own needs. The maximum tenure for the loan is limited to 25 years. The current interest rate for it is 8.20% onwards. The last point in my IIFL home loan customer review is that there are 0 pre-payment charges.
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What is IIFL home loan review?
Jayesh
1138 Views
4
2 Year
2022-03-23T21:39:54+00:00 2023-09-21T15:35:59+00:00Comment
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