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Q.

Is the terrace considered as a refuge area for upper floor residents?

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Although rules of the refuge area in high rise buildings may differ in various states but as far as I know, the terrace area is considered a refuge area in high structures. For example, I know for a fact that in Mumbai, high rise buildings with a height of 30m will have a refuge area on the terrace floor. 

The National Building Code states that there should be a dedicated refuge area in a building on every seventh floor or after first 24 meters of the high rise building. 

You can find out more about refuge area in high rise buildings here

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