You must take the following actions that will improve your creditworthiness in order to raise your CIBIL score from 12:
Start by making timely payments on all of your outstanding debts, as late payments have a negative influence on your credit score.
Maintain a healthy balance of secured and unsecured debts in your credit profile.
Refrain from creating several new credit accounts, as this could signal financial insecurity.
Keep an eye on your credit report on a regular basis and challenge any mistakes or discrepancies you uncover.
By maintaining credit utilisation, you can increase your credit limit for improved credit usage and a higher CIBIL score.
Finally, be patient because restoring your credit takes time. Focus on regular financial practices and your CIBIL score will progressively increase.
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Authors Of The Question
Mera CIBIL score 12 ha. Yeh bahut kam ha. Kya kiya ja sakta ha?
Avchit Angad rao kurhekar
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1 Year
2023-07-07T17:37:36+00:00 2023-07-10T13:30:15+00:00Comment
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