Hi there,
If you live in Tamil Nadu and want a home loan at an affordable rate, you can check out the Pandyan Grama bank home loan interest rates. The documentation required is minimal and the eligibility criteria are also decent. I will share some details related to Pandyan Grama bank interest rates.
Get home loans at the lowest interest rate with minimal paperwork at NoBroker!Pandyan Grama bank home loan eligibility criteria:
To obtain a home loan from Pandyan Bank the applicant has to be a citizen of India. If the person is outside of India he should be a Person of Indian Origin (PIO).
The minimum and maximum age for applying for a home loan is 18 years and 70years.
The individual applying for the home loan must be self-employed with a regular income.
KYC documents of both borrowers and guarantors are required for address and identity verification.
Proof of business address if the applicant is a businessman or professional.
Proof of employment if the applicant is a salaried employee.
Proof of last 6 months' salary to verify the salary/ other income/ nature of the transaction.
Balance sheet for the last 3 years.
Borrower and guarantor passport size photo.
CIBIL score CIC report
Income proofs - Salary Certificate / Form 16 / IT returns for 3 Years.
Land approval details.
Building approval details.
Sale agreement paper if the buyer is purchasing a flat.
Property tax if applicable.
I must let you know that Pandyan Grama Bank along with Pallavan Grama Bank amalgamated into Tamil Nadu Grama Bank. So, for any details, you need to contact Tamil Nadu Grama Bank to secure the home loan.
Pandyan Grama bank interest rates:
The interest rate for up to 30 lakh is 7.80%
The interest rate above 30 lakh is 7.90%
Since Pandyan Grama Bank is a part of Tamil Nadu Grama Bank, you need to visit the Tamil Nadu Grama website to check out the details.
Click here to learn more about Pandyan Grama Bank interest rates.I hope I was able to clear the doubt regarding Pandyan Grama Bank home loan interest rates.
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Authors Of The Question
Pandyan Grama bank home loan interest rates
Kakali
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1 Answers
2 Year
2022-07-25T11:34:55+00:00 2022-07-26T11:34:40+00:00Comment
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