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What documents are needed to apply for home loan in Pune?

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0 2021-07-19T19:22:22+00:00
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Taking a loan against property is not the new concept. When a person needs financial support and owns a property he/she prefers to take a loan against his property from the bank rather than other informal money lending processes. In this answer you will explore what are the documents required for home loan. 

Documents required for home loan

  • Application form with a recent photograph

  • Proof of Identity (Passport Copy /Voter ID card /Driving License /PAN Card)

  • Address Proof (Ration card /Telephone Bill /Electricity Bill /Rental agreement /Passport copy /Bank Passbook or Statement /Driving License)

  • Age proof  PAN Card /Passport

  • Bank Statements (Bank statement /Bank Passbook for the last 6 months) OR Last 6 months salary slips

  • Form 16

  • Income Tax Returns for the last 3 years

  • Processing fee cheques

  • Documentation pertaining to the property offered as collateral ( Sale deed copy, EC certificate, Mutation certificate.

This is the list of documents required to apply for home loan

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