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अगर आप घर खरीदने की योजना बना रहे हैं तो आपको प्रधानमंत्री आवास योजना के बारे में जरूर पता होना चाहिए। यह एक सरकारी पहल है जिसका उद्देश्य 2022 तक शहरी गरीबों को किफायती आवास प्रदान करना है।
इस योजना के तहत, सब्सिडी ब्याज दर 6.5 प्रतिशत प्रति वर्ष की पेशकश की जाती है। सभी लाभार्थियों को 20 साल के लिए होम लोन पर। यह योजना पहली बार 01-06-2015 को शुरू की गई थी और EWS और LIG श्रेणियों के लिए PMAY CLSS योजना का लाभ उठाने की अंतिम तिथि 31-03-2022 तक बढ़ा दी गई है।
अब आप जानते हैं प्रधानमंत्री आवास योजना क्या है।
PMAY योजना के दो उप खंड:
प्रधानमंत्री ग्रामीण आवास योजना
इस योजना का उद्देश्य देश के ग्रामीण हिस्सों (दिल्ली और चंडीगढ़ को छोड़कर) में पात्र लाभार्थियों को सुलभ और किफायती आवास इकाइयों का प्रावधान करना है। इस योजना के तहत, भारत सरकार और संबंधित राज्य सरकारें पूर्वोत्तर और पहाड़ी क्षेत्रों के लिए 9:1 और मैदानी क्षेत्रों के लिए 6:4 के अनुपात में आवास इकाइयों के विकास की लागत वहन करती हैं।
प्रधानमंत्री शहरी आवास योजना
PMAY-U योजना देश के शहरी क्षेत्रों पर केंद्रित है। वर्तमान में 4331 शहर और कस्बे इस योजना के तहत सूचीबद्ध हैं। यह योजना 3 विभिन्न चरणों के तहत कार्य करेगी:
- चरण 1: सरकार 2015 (अप्रैल) से 2017 (मार्च) तक भारत भर के विभिन्न केंद्र शासित प्रदेशों और राज्यों में 100 शहरों को कवर करने का लक्ष्य रखा गया है।
- चरण 2: सरकार 2017 (अप्रैल) से 2019 (मार्च) तक भारत भर के विभिन्न केंद्र शासित प्रदेशों और राज्यों में 200 और शहरों को कवर करने का लक्ष्य रखा गया है।
- चरण 3: सरकार। पिछले चरणों में छूटे हुए शहरों को कवर करने और मार्च 2022 के अंत तक लक्ष्य हासिल करने का लक्ष्य रखा गया है।
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प्रधानमंत्री आवास योजना क्या है?
Maahi
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2022-03-16T15:00:40+00:00 2022-03-17T18:20:00+00:00Comment
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