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Getting a home loan gives people like us the chance to invest in a place they can call their own. It is a big step towards achieving the goal of homeownership. For pro...

You can improve your financial management and payback plan by calculating the interest rate for house loans beforehand. If you are planning to borrow Rs. 5 lakhs for y...

If you calculate the interest rate for home loans in advance, you can get better financial management and a better repayment plan. If you are planning to borrow Rs. 60...

Are you planning to buy your ideal home with a 75 Lakh home loan? Understanding home loan EMIs is crucial before you jump in. You can have better financial management ...

Last year when I availed of a home loan, knowing when does EMI start for home loan, was crucial to effectively plan my budget. From my experience, I can say that usually, a home loan ...

A few days back, I received a promotion, and along with that, my salary has also increased. Because of this, I planned to prepay my home loan by increasing the EMI amount that I was p...

When I bought an apartment in 2023, which was priced at 2.5 crore, I planned to take out a loan from HDFC Bank. It is because I already had an account there. Hence, I visited the HDFC...

The 75 lakhs home loan EMI depends on various factors like the loan tenure, interest rate, and whether the interest rate is fixed or floating. However, the interest rate ranges betwee...

You can follow a formula to find out the 7 lakh home loan EMI for 10 years. Here it is: EMI = P * r * (1 + r)^n / ((1 + r)^n - 1). “P” here stands for the principal amount, “r” means ...

I can share with you the formulas on how is pre EMI calculated. There are 3 steps to do the calculation so let me share an example to help you understand the concept better. ...