What are Bajaj Finance Home Loan Reviews?

My home loan is being managed by Bajaj Housing Finance, and for me, the loan process was excellent and swift. I will share my Bajaj Housing Finance Limited reviews on the basis of my experience with them. I took out a loan for Rs. 30 lakhs for a period of 15 years. The interest rate of my home loan is a competitive 8.90 per cent annually and is a floating rate. I really like the fact that part-payment and balance transfer options are available here. I successfully transferred my loan amount from HDFC Limited to Bajaj Housing Finance. 

Although Bajaj charges somewhat more for the interest rate portion, they offer outstanding service, and I am very happy with their service. They also gave me an EMI card free of charge. The documentation procedure is simpler and more beneficial. I hope my Bajaj Housing Finance home loan review helps you out.

If you are wondering is Bajaj Housing Finance good or not, please read my home loan from Bajaj Finance review first and then come to a decision. I took a ₹4.56 lac loan three years ago, and the remaining ₹30000 Bajaj Housing Finance took as processing fees. After that, I made EMI payments of approximately ₹11500 every month. They made me end that loan 30 months later and start a Flexi loan for 8 years on their own, with the first 3 years' worth of interest costing me almost ₹42,000. I was angry and wrote a check for ₹3.5 lacs towards them to finish off the loan, but they still charged me 5% foreclosing fees, which I had to pay to get out of the Bajaj loan. I finally lost over ₹7 lacs and I'm quite dissatisfied with the service I received from them.

I did not have to go to the bank 10 times to get a home loan and submit all the documents. That's what I like about Bajaj Finance home loan. The bank manager was kind and solved my queries promptly whenever I asked him a question. The rate of interest and the facilities provided by the bank were decent. The bank took a minimal processing fee which was a perk. This was my Bajaj Finance Home loan review.

I will share a review of Bajaj finance home loan. I wanted to repay my loan before my tenure ended. When I approached the bank and told them that I will repay my loan before the tenure, the manager helped me instantly. The closing fee to repay the loan before time was a bit high but we all know that banks don't like it when people want to repay loans before time. This becomes a loss for them since they earn less profit. I would like to know what Bajaj Housing Finance reviews are of other people. Please do share.

Hi there,

Let me share with you the Bajaj Finance Home loan review. I urgently needed a home loan to purchase a property in Bangalore and I am glad to share that the bank had provided me with the home loan after I submitted all the required documents. I feel like the processing fee and the rate of interest at Bajaj Finance is a little higher but they disbursed it on time. So, I am really happy with that part. This was my Bajaj home loan review.

Hi,

I am a Non Residential Indian, however, when I returned to India, I tried to avail myself of the Bajaj finance housing loan. But there were some prerequisites that the bank would consider before I could get the loan. Therefore in this Bajaj Finserv home loan review, I wanted to tell what all they considered before sanctioning the loan, that is, any person of Indian nationality can apply for a Bajaj house loan and they must be between the ages of 23 and 62 for salaried people and 25 and 70 for self-employed persons with a work experience of 3 years for salaried people and 5 years with the present firm for self-employed people, and a monthly income of Rs. 30000-Rs. 50000 for salaried and self-employed people, depending on where they live and their age. I had to collect all the documents and submit them to the bank and finally, I am happy that my loan amount is sanctioned.

Hi,

I personally availed a home loan from Bajaj finance bank. I am satisfied because of their facility for those who have a house loan with a floating rate of interest can choose to repay all or part of their loan before the end of the tenure without incurring any additional fees. Bajaj Finance also offers home loans with interest rates that are tied to external benchmarks like repo rates. When you apply through Bajaj Finserv, you have the option of receiving an interest subsidy under PMAY. In this Bajaj Finance home loan review, I would also like to inform you about the documents which I was asked to submit while I applied for the Bajaj Finance housing loan, which was, passport, driver's licence, Aadhaar card, or voter ID card which are all acceptable forms of identification. Salary slips from the previous three months for employees with an ID card. Account statement over the previous six months and the property document which are to be submitted at a later date. So this was one of my honest Bajaj finance home loan customer review.

Hi,

I would like to provide you with a positive Bajaj Finance home loan review. As I have recently applied and got the housing loan from Bajaj Finance, hence I would like to highlight some of the features of the home loan in this Bajaj finance review. 

While providing the Bajaj housing finance review, I would like to say that they offer EMIs as low as Rs. 642 per lakh, making it affordable over time and there is a flexible repayment duration to guarantee that your EMIs are affordable and that your resources are not stretched too thin. Loans are disbursed within 48 hours of verification. So it's a profitable deal and worth mentioning in this Bajaj home loan review.