Let me tell you about the eligibility criteria in this Bank of Baroda home loan review:
For Baroda Housing Loan:Resident Indian, Non-Resident Indian, Overseas Citizen of India, and Person of Indian Origin
Age: 21 to 70 years
Self-employed/Employed with regular income
Age: 21 to 70 years
Minimum CIBIL Score should be 701
A minimum of 12 EMIs paid already
Satisfactory repayment track record
A minimum of 18 EMIs paid already
The positive net worth of the firm
The form should be engaged in business activities for a minimum of two years
The company/firm should’ve been working for a minimum of five years
Firm earning cash profits for past two years
The company/firm should not have slipped into the SMA2 category for the last 12 months
The firm’s name shouldn’t be on the defaulter list of the RBI
Read more:
What is home loan process?
What is the process of closing home loan?
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My friend has recently taken a home loan from this bank, so I can share his Bank of Baroda home loan review. He told me that BoB’s new digital lending platform offers housing loan approval in half an hour. This platform allows a paperless process to facilitate digital processing of housing loans. This is available through internet banking, social media channels, official website, and mobile app. He told me that he is very satisfied with their services and now I am also planning to get a home loan from the Bank of Baroda only.
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Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
When I was planning to get a home loan from the Bank of Baroda, I researched their processing charges. You must know that it’s a fee that we have to pay the bank to deal with our housing loan application.
Home Loan Processing Fees of Bank of Baroda| Baroda Home Loan and Home Improvement Loan | Up to Rs. 50,00,000: 0.50% of loan amount (Rs. 8500 to Rs. 15000) Above Rs. 50,00,000: 0.25% of loan amount (Rs. 8500 to Rs. 25000) |
| Baroda Top-up Home Loan | 0.35% (Rs. 5000 to Rs. 12500) |
| Housing Loan Takeover | Flat (up to Rs. 8500)- upfront |
| Pre-approved Housing Loan | 0.25% to 0.50% (up to Rs 8500)- upfront |
I hope you like this Bank of Baroda home loan customer review.
What is processing fee for home loan?
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Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
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Intracity Shifting-Upto 25% Off
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City Tempo-Upto 50% Off
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| For Non-Salaried | 6.60% to 7.95% p.a. |
| For Salaried | 6.50% to 7.85% p.a. |
| Up to Rs. 75,00,000 | 6.60% to 7.95% p.a. (Non-Salaried) 6.50% to 7.85% p.a. (Salaried) |
| Above Rs. 75,00,000 | 6.85% to 8.20% p.a. (Non-Salaried) 6.75% to 8.10% p.a. (Salaried) |
| Baroda Top-up Loan | Applicable ROI on linked Housing Loan (Based on BRLLR on the date of availing of Top-up Loan) + Strategic Premium + 0.60 percent |
Your Feedback Matters! How was this Answer?
Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
Authors Of The Question
What are Bank of Baroda Home Loan Reviews?
Amandeep
1117 Views
4 Answers
2 Year
2022-03-09T18:14:19+00:00 2022-03-11T11:19:39+00:00Comment
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