What are IDBI Home Loan Reviews?

I have availed a home loan from this bank. I would say that although the IDBI home loan interest rate is slightly higher (just slightly), the loan facility is quite good. I availed this home loan in 2018 and it has been 3.5 years. I get regular updates, reminders and in fact, I get calls from the bank loan agent to know if I have any queries or if I want to change the home loan duration because I made an enquiry about the same. I am planning to change the duration from 10 years to 7 years. He is helping me out. My experience has been good so far. 

When it comes to IDBI home loan review, I have found a lot of negative comments. The thing is every branch has different individuals handling customers. I live in Sarjapur and I visited the IDBI Sarjapur branch. Although the home loan agent was a novice, the bank manager helped me understand the home loan process and fees in detail. I am planning to close my home loan with this bank. You can contact the bank manager of the nearest branch. They are usually very helpful.

I actually want to ask everyone here, is IDBI bank good for home loan? I have heard that they charge higher interest rate. If I go for it will I be able to get good service? Is there any chance that the interest rate will drop? I am making home loan enquiries in other banks as well and so far I feel IDBI is not ranking in the top 3 choices for me. I need a loan of Rs. 60 lakhs and I am willing to repay it within the next 8 years. Please suggest which bank I should go to.

Hi, In this IDBI bank home loan review, I want to point out to you all that the bank is very stringent about the documents that you submit to get your loan sanctioned. They are very particular about documents like photographs along with the application form, ID and residential proof, last 3 months' salary slips and bank statement, form 16, processing fee cheque. Be very careful and make sure you submit all these otherwise your loan might not get sanctioned. Get home loan disbursement through NoBroker home loan service. Want to avail Home Loan? Know the criteria via NoBroker Home Loan Eligibility Form here [widget_homeLoan_checkEligibility_form]

Hi,

I am a 22-year-old self-employed person, who wants to get a home loan. I am writing this IDBI home loan review as I discovered from the IDBI home loan section, that my loan will not be sanctioned as they have this particular age bar to consider. One of the eligibility criteria to get an IDBI home loan is that an individual should belong to the age group of 25-70 years. Anyone, kindly let me know which bank will provide me with a home loan at this age.

Hi,

I recently availed myself of a home loan from IDBI Bank hence I will try to provide you with the IDBI bank home loan review. 

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I would like to highlight that they no doubt provided me with a good service, Most importantly, there is no such thing as a call centre here, where you call the bank for a requirement and end up talking to a different person each time, where you end up explaining your problem to a hundred different customer service representatives, and you still don't get what you want at the end of it all. This was one of the most helpful things to consider in the IDBI Bank home loan review. They also don't bother you with unnecessary paperwork or documentation. 

Hi,

When obtaining a house loan, it is critical to consider the interest rate, processing fees, and other requirements. I am here to provide you with the IDBI home loan review. After conducting extensive research on various institutions, I realised that IDBI is no doubt a good bank and the interest rate provided by them is 9.85% for a period of 3 years and 10.10% for more than 3 years. There is no repayment fee, so if you wish to pay in lump sums, you won't have to pay any additional fees. The processing fee is 0.5 percent, but this is negotiable. There is no administrative fee. However, I would like to suggest that you should consider other banks as well, as they might provide lesser rates of interest, and often Interest rates are negotiable subject to the credit history.  

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