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What are Navi Personal Loan Reviews?

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3 Answers

0 2024-07-17T10:25:54+00:00

I have experienced extremely bad service from the end of Navi. So, I am writing this Navi personal loan review to highlight how they trouble customers. Their customer service is least bothered about the customer. The loan application process is also really tough on the customer.

Till the time you are making payments, the executives are nice to you, but if you miss even a single payment due to any reason, they start troubling you. I informed them about my concerns but it was of no use. They started harassing me by calling my reference number to my friends and family. 

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I took a loan and was paying the EMIs on time. However, I faced a financial crisis once and missed my EMI once. They then started harassing me with repeated calls and messages on Whatsapp which were not official. The executive of Navi called me about the missed EMI and threatened me that they will post the same on Facebook. 

I requested several times to change my EMI date and I was ready to pay the extra payments but they did not listen to me. They continuously hit me with NACH 4 to 5 times. A penalty amount of Rs. 3,000 kept on deducting from my account. Please don’t choose Navi as they don’t follow any guidelines whatsoever. I will end my Navi instant personal loan review here.

I am writing this Navi instant personal loan app review to share my frustration with the NBFC. The app is the worst. I spoke with the grievance officer who agreed to give me time to make my due payments. However, the collection agents started calling me, harassed and threatened me. They said they will send field executives to my house even after sharing the approval mail from the grievance officer. It was a big mistake to choose Navi personal loan.

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