Hi, If you are looking for a Navi personal loan review, then I can help you with that. Quite recently, I opted for a personal loan from Navi after learning about it from a friend. He told me that he had opted for their service a few years back.
I got in touch with them, and an executive told me about the interest rates and charges that I have added in the table below.
Particulars |
Charges |
Interest Rate |
9.90% onwards |
Loan Amount |
Up to Rs. 20 Lakh |
Tenure |
From 3 to 72 months |
Processing Fee |
Up to Rs. 7,500 |
The whole process was quite smooth and I faced no issues up until the disbursement. The executive told me that the disbursement would be instant, but I received the amount after a week. Since I needed the amount on an urgent basis, it didn’t help. Although applying for the loan was smooth, disbursement was an issue, that’s all I have for my Navi instant personal loan review.
Choose NoBroker Personal Service for On-Time Disbursement of Your LoanHope this helps.
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I have experienced extremely bad service from the end of Navi. So, I am writing this Navi personal loan review to highlight how they trouble customers. Their customer service is least bothered about the customer. The loan application process is also really tough on the customer.
Till the time you are making payments, the executives are nice to you, but if you miss even a single payment due to any reason, they start troubling you. I informed them about my concerns but it was of no use. They started harassing me by calling my reference number to my friends and family.
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I took a loan and was paying the EMIs on time. However, I faced a financial crisis once and missed my EMI once. They then started harassing me with repeated calls and messages on Whatsapp which were not official. The executive of Navi called me about the missed EMI and threatened me that they will post the same on Facebook.
I requested several times to change my EMI date and I was ready to pay the extra payments but they did not listen to me. They continuously hit me with NACH 4 to 5 times. A penalty amount of Rs. 3,000 kept on deducting from my account. Please don’t choose Navi as they don’t follow any guidelines whatsoever. I will end my Navi instant personal loan review here.
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Shifting, House?
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Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
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Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
I am writing this Navi instant personal loan app review to share my frustration with the NBFC. The app is the worst. I spoke with the grievance officer who agreed to give me time to make my due payments. However, the collection agents started calling me, harassed and threatened me. They said they will send field executives to my house even after sharing the approval mail from the grievance officer. It was a big mistake to choose Navi personal loan.
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Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
Authors Of The Question
What are Navi Personal Loan Reviews?
Seema
619 Views
4 Answers
6 months
2024-07-02T09:48:43+00:00 2024-07-17T10:12:24+00:00Comment
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