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Q.

What are the Bank of India Personal Loan Documents Required?

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The

Bank of India personal loan documents

requirements are quite easy. They offer personal loans with a maximum quantum of 36 times the gross monthly salary and a repayment period maximum of 84 months. The BOI provides the personal loan under the name of Star personal loan for individuals. The list of documents are shared below.

What are the BOI Personal Loan Documents Required?

  • Proof of identity (any one): PAN/Passport/Voter ID

  • Proof of Address (any one): Aadhar Card/ Passport/ Latest Electricity Bill/Latest Piped gas bill

  • Proof of Income (any one):

  1. For salaried: Pay Slip and one year ITR/Form16/ Latest 6 Month Salary

  2. For Self-employed: Last 3 years ITR with CA certified Computation of Income/Profit & Loss Account/Balance Sheet/Capital Account Statement

The documents required for star Suvidha express personal loan are as follows:

  • Proof of identity (any one): PAN/ Passport/ Driver Licence/ Voter ID

  • Proof of Address (any one): Passport/Driver Licence/Aadhar Card/ Latest Electricity Bill/Latest Telephone Bill/Latest Piped gas bill

  • Proof of Income (any one): Latest 6 Month Salary/Pay Slip and one year ITR/Form16

This is all about

Bank of India personal loan documents

.

Avail Personal Loan at Lowest Interest Rate Via NoBroker Personal Loan Services

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What is the BOI Personal Loan Interest Rate?

 

 
0 2024-06-24T13:29:19+00:00

Here’s a detailed list of the necessary

Bank of India personal loan documents required

:

  1. Identity Proof:

    • Passport

    • PAN Card

    • Voter ID

    • Aadhaar Card

    • Driving License

  2. Address Proof:

    • Aadhaar Card

    • Passport

    • Utility Bills (e.g., electricity bill, telephone bill, piped gas bill)

    • Driving License

  3. Income Proof:

    • For salaried individuals:

      • Latest salary slips (usually last 6 months)

      • Form 16 or Income Tax Returns (ITR) for the past year

    • For self-employed professionals:

      • ITRs for the last 3 years

      • Certified financial statements (e.g., Profit & Loss Account, Balance Sheet)

      • Bank statements

  4. Employment Proof (for salaried individuals):

    • Employment contract

    • Offer letter from the current employer

  5. Photographs: Recent passport-sized photographs.

These are the general BOI personal loan documents required.

  • Additionally, for specific loan categories such as pensioner loans, proof of pension receipt or documentation related to the pension account might be required.

  • For self-employed individuals, proof of business continuity such as a business registration certificate or professional qualification certificates may be necessary.

  • The personal loan application process is straightforward. After gathering all required documents, you can apply either online through the Bank of India’s official website or by visiting a branch.

The bank reviews your documents and creditworthiness, and if approved, the loan amount is disbursed to your account, typically within 5-7 working days​​.

This is all about Bank of India personal loan documents.

Enjoy a Quick Disbursal of Personal Loan up to Rs 10 Lakhs via NB Instacash.

Read more

How to Apply for Personal Loan in Bank of India?

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