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Q.

What are the best credit cards with no annual fee?

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No annual fee credit cards are my favourite ones. Because it's simple to generate money with no annual fee on credit cards. Additionally, you'll be able to retain your card active for a very long period without paying any fees. It will raise the average lifespan of your accounts and raise your credit limit. So let me tell you about the best credit card in India with no annual fee.

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What credit card with no annual fee India?

Card Name

Annual Fee

Benefits

HSBC Visa Platinum Card

NIL

Shopping, fuel, dining.

SBI Card Unnati

NIL (for 1st 4 years)

Basic

Indusind bank Platinum Card

NIL

Entertainment, fuel, golf, travel.

Axis Insta Easy Credit Card

NIL

Basic, fixed deposit issued card.

Kotak Fortune Gold Credit Card

NIL

Fuel, high limit of cash and movie tickets.

Now you know what are the best credit cards with no annual fee.

What are the advantages of these various cards?

1) Advantages of HSBC Visa Platinum Card:

  • Spend Rs. 150 on the card, and you'll receive 2 reward points.

  • 5X reward points are awarded after spending more than Rs. 4 lakh (up to a maximum of Rs. 10 lakh) in a calendar year.

  • For transactions between Rs. 400 and Rs. 4000, there is no fuel surcharge (up to Rs. 250 per hour).

  • If you spend more than Rs. 50,000 per month, you'll get a 500 rupee movie ticket voucher.

2) Advantages of SBI Card Unnati:

  • 100 rupees will get one reward point.

  • Spend Rs. 50,000 annually and receive Rs. 500 refunds.

  • Transactions between Rs. 500 and Rs. 3,000 are exempt from the 1% price of fuel.

3) Advantages of Indusind Bank Platinum Card

  • Free golf instruction from certified instructors at several golf clubs in India.

  • Pre-trip advice, special bookings, hotel reservations, and other amenities are among the travel perks.

  • membership to Priority Pass, which is free and grants access to more than 650 airports worldwide.

4) Axis Insta Easy Credit Card

  • Establish flexible credit limits, with cash withdrawals permitted up to 80 percent of the fixed deposit and 100 percent of the credit limit.

  • 1 percent of the gasoline surcharge is waived, while certain establishments provide dining discounts of 15%.

5) Kotak Fortune Gold Credit Card

  • Spend Rs. 1,50,000 over a year to receive four complimentary PVR tickets OR the 750 rupee cashback

  • a greater cash limit that can be up to 50% of the credit limit.

  • There will be no fuel charge of 1% and no booking fee for railroad tickets of 1.8 %.

  • Rs. 50,000 worth of credit protection coverage for lost credit cards.

This is your list of the best credit card in India with no annual fee.

Read More: Can we withdraw money from credit card? Can you pay HDFC credit card EMI in advance? What is a cashback credit card? Can NBFC issue credit card?
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