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Q.

What are the Document Required for Bandhan Bank Home Loan?

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0 2024-06-28T08:47:45+00:00

Buying of ready-built properties, purchases of real estate under construction, acquisitions of pre-owned homes, home renovations, and other purposes are all covered by Bandhan Bank home loans. I recently opted for the Suraksha Home Loan to buy a property. Hence, I am able to give you all the necessary Bandhan Bank home loan documents required.

List of Bandhan Bank Home Loan Documents

If you are applying for a Suraksha home loan from Bandhan Bank, then you need to submit the following documents:

  • Loan application form with fresh photograph

  • Cheque with applicable processing charges

  • Photo ID proof and age proof (Aadhar card, passport, voter ID, or driver's license)

  • Address proof (refer to utility bill, passport, rent agreement)

  • Photocopy of investments

  • Customer Relationship Form with fresh photograph

  • Copy of ITR filed for the last three years

  • Photocopy of life insurance policies

  • Photocopy of your credit card with last monthly statement

  • Visiting card and copy of rent agreement if present accommodation is on rent

  • A copy of the bank passbook for every account, including entries over the last six months

  • In case of other loans taken (active and closed), provide a copy of the sanction letter, updated repayment track and no dues in the case of closed loans. 

The above documents are common for both salaried and self-employed individuals. Now, let’s see apart from these documents, what is required for a salaried and self-employed person.

For Salaried Individuals

Salary slips for last 3 months

Latest PF statement

Form 16 issued by your employer

If you do not have a regular pay slip, please provide an earnings certificate that is properly signed and stamped on employer letterhead.

For Self-Employed Individuals

Copy of audited/certified accounts including schedules for the last three financial years

Business note in Bandhan Bank's format, containing images of the place of business.

Rent agreement for your place of business if it is rented.

Shops and Establishment license for your commercial entity

Copy of your professional degree/qualification certificate

Partnership deed/shareholding pattern of your entity

Submitting these documents may guarantee a simple and effortless home loan application procedure with Bandhan Bank. I hope you get an idea of the Bandhan Bank home loan documents required.

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