I have availed a home loan from them recently; hence, I can help you with the Karnataka Bank home loan documents list. Like other banks, they also ask for basic documents like the applicant’s identity and address proof, income proof, property documents and others. Let me share the entire list of required documents along with their eligibility next.
What is the Karnataka Bank Housing Loan Eligibility Required Documents List?
The list of documents you need to submit to apply for a home loan in Karnataka are:
Identity proof like your Aadhar Card, PAN, Voter Card or others
Address proof: Aadhar Card, PAN, Voter Card or others
Income proof like salary slips, bank statements, Form 16 or IT Returns (for salaried individuals)
ITR, Balance Sheet and Profit & Loss Account Statements with Annexures, Schedules or Current Account Statements of the business entity and Savings Account Statements of the individual (for self-employed individuals)
Property documents like the title deed of the plot, a copy of the house plan or others as asked
These are the documents that the applicant needs to submit. As for eligibility, the applicant must be
Between 18 and 75 years of age
Income should be at least Rs 10,000 per month and Rs 2 lakh per year for salaried and self-employed applicants, respectively
The applicant must have a credit score of 750 or above
2 years of work experience is mandatory for salaried applicants and 3 years in the current business is mandatory for self-employed applicants
So this is the list of documents you need to submit and the eligibility criteria you need to fulfil.
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Authors Of The Question
What are the Document Required for Karnataka Bank Home Loan?
Sanjay
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1 Answers
31 days
2024-12-27T11:09:29+00:00 2024-12-27T11:09:30+00:00Comment
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