I was not aware of the paperwork needed when I decided to apply for a home loan from the Ujjivan Small Finance Bank. I asked my buddy over the phone regarding the
Ujjivan home loan documents
. This is what he informed me.
Ujjivan Small Finance Bank Home Loan Documents Required
He informed me that to streamline the loan application process, having the right documents is crucial.
Here’s a comprehensive list of documents typically required for an Ujjivan home loan:
Proof of Identity:
Aadhaar Card
Passport
Voter ID Card
Driving License
PAN Card
Proof of Address:
Aadhaar Card
Utility Bills (Electricity, Water, Gas) not older than 3 months
Passport
Rent Agreement (if applicable)
Proof of Age:
Birth Certificate
Passport
School Leaving Certificate
PAN Card
Income Proof:
For Salaried Individuals:
Salary slips for the last 3 to 6 months
Form 16 or Income Tax Returns for the last 2 years
Bank statements for the last 6 months showing salary credits
For Self-Employed Professionals:
Income Tax Returns with computation of income for the last 2 to 3 years
Audited financial statements (Profit & Loss Account and Balance Sheet)
Bank statements for the last 12 months
Property Documents:
Agreement to Sell or Sale Deed
Title Deeds of the Plot (for construction loans)
Approved Building Plan and Floor Plan
Occupancy Certificate or Completion Certificate (for ready properties)
Allotment Letter from the Builder or Housing Board
Employment Proof (for salaried individuals):
Appointment Letter
Employment Certificate from the employer
Experience Letters from previous employers (if applicable)
Photographs
:Recent passport-sized photographs (usually 2 to 4 copies)
Bank Statements: Bank statements for the last 6 to 12 months reflecting financial transactions
Other Documents:
Cheque for processing fee
Loan account statement for the past year (if transferring an existing loan)
Declaration of existing loans and liabilities
He further added that having these documents organised and ready will facilitate a smoother application process for an Ujjivan home loan. I hope you found this answer helpful.
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Authors Of The Question
What are the Document Required for Ujjivan Home Loan Documents?
aviral
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1 Answers
3 months
2024-09-12T23:47:39+00:00 2024-09-18T09:25:19+00:00Comment
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