What are the Documents Required for Applying HDFC Personal Loan?

Hi Jia. I recently applied for a personal loan at the HDFC Bank. After the initial stages, I had to submit a set of documents as part of the application process. I got the list and submitted it for further processing. So, I’ll be able to share the documents needed for personal loan in HDFC Bank. There are four documents that you’ll need to submit, these are your ID proof, salary slips, bank statements and address proof. Let me give you a detailed list.

What are the HDFC Bank Personal Loan Required Documents?

Here are the documents you’ll need:

1. Address Proof (any one of the following): Aadhar card, voter ID, passport copy or driving licence.

2. ID Proof (any one of the following): Passport copy, voter ID card, driving licence or Aadhar card.

3. Last 3 months’ bank statements.

4. Current dated salary certificate with the latest Form 16 or two of your latest salary slips.

The documentation takes about 4 hours to process. You might have to submit additional documents based on your application. The loan officer will inform you about it. Also, you only need to submit the photocopies of the KYC documents with self-attestation. You are not required to submit original documents.

This is all about the HDFC personal loan required documents. I hope this helps.

Wondering about HDFC personal loan documents required for salaried and self-employed individuals? When applying for an HDFC personal loan, you need to submit several documents to verify your identity, address, income, and employment status.

What are the Documents Required for HDFC Personal Loan?

Here’s a detailed list of the typical documents required:

• Aadhaar Card: A universally accepted identity document in India.

• PAN Card: Necessary for all financial transactions.

• Passport: Valid for both identity and address proof.

• Voter ID: Recognized as a valid identity document.

• Driving License: Accepted as both identity and address proof.

• Utility Bills (Electricity, Water, Gas): Must be recent, typically within the last 3 months.

• Passport: Also serves as address proof if the address is current.

• Ration Card: If applicable.

• Rental Agreement: Accompanied by a utility bill in the landlord’s name.

• Salary Slips: Usually for the last 3-6 months to show consistent income.

• Bank Statements: For the last 3-6 months reflecting salary credits and other transactions.

• Form 16: Issued by your employer showing tax deductions for the previous financial year.

• Income Tax Returns (ITR): For self-employed individuals, typically the last 2-3 years.

• Employment Certificate: A letter from your employer confirming your employment.

• ID Card: Your company ID card to verify employment.

• Passport-Size Photographs: Usually 2 recent photos.

• Business Proof: Documents like GST registration certificate, shop establishment certificate, or business registration certificate.

• Profit and Loss Statements: Financial statements for the last 2-3 years.

• Bank Statements: Business bank account statements for the last 6-12 months.

Gathering the necessary documents before applying can streamline the loan approval process. Ensure all documents are current, accurate, and complete to avoid any delays.

If you're unsure about specific requirements, HDFC's customer service can provide detailed guidance tailored to your situation. This is all about HDFC personal loan documents.

Read more

I was trying to apply for an HDFC personal loan and wanted to learn about the whole process. I have a friend who works at HDFC bank, so I asked him about the HDFC personal loan required documents and application process. He told me all about the documents and process. 

What are the HDFC Personal Loan Documents?

He told me about all the documents that are needed for an HDFC personal loan. Along with that, he also told me about the HDFC personal loan documents required for salaried and self-employed. I have put all that information in the table below. 

After telling me about the personal loan required documents HDFC, he told me about the personal loan application process. 

• He told me to decide on the loan amount that I needed and check if I was eligible for that or not. According to him, I can use the eligibility checker of HDFC Bank for that. 

• After that, he suggested me to check and calculate the monthly installments. For that, he told me to use an EMI calculator tool. 

• Following that, he told me to approach the bank and apply for a loan. 

• He asked me to gather all the above documents and submit them to the bank. 

And that’s it. The bank will verify all the documents and inform me about the status of my application. And that is all he told me about the HDFC personal loan required documents. I hope this helps.