With sudden cash requirements, a personal loan is a lifesaver since it enables you to satisfy your urgent financial obligations. If you have the right paperwork ready, you can get a personal loan from any bank, both public and private. So, before applying for a loan in Bank Baroda (BOB), you must check the required documents. Some of the Bank of Baroda personal loan documents required are identity proof, address proof, income proof, and so on. You can get the complete lists below.
Personal Loan from Bank of Baroda Documents Required
The documents required for a loan from BOB vary based on the applicant’s employment type (salaried or self-employed) and their relationship with the bank. Here are the complete lists.
Identity Proof (KYC):
Aadhaar Card
PAN Card
Voter ID
Passport
Driving License
Address Proof:
Aadhaar Card
Passport
Electricity Bill
Rent Agreement
Bank Statement (with address)
Income Proof for Salaried Individuals:
Latest 3 months’ salary slips
Form 16 or Income Tax Return (ITR) for the last financial year
Bank statements showing salary credits for the last 6 months
Income Proof for Self-Employed Individuals:
Audited financial statements of the last 2 years
Income Tax Returns for the last 2-3 years
Bank account statements (business and personal) for the past 6 months
Employment ID card for salaried applicants
Proof of business existence (GST registration, trade license, or business registration certificate) for self-employed applicants
Duly filled and signed loan application form and two passport-sized photographs.
I hope you found this information helpful.
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Hi Eran. I am an employee at the Bank of Baroda and handle the personal loan section. So, I can tell you the Bank of Baroda personal loan documents required. The documents are different based on whether you’re a salaried, self-employed or other type of applicant. The common ones include ID proof, income proof and address proof. I will write down the detailed document list for both self-employed and salaried employees below.
What are the Personal Loan from Bank of Baroda Documents Required?
I read the list shared by Ms Jessica, but the bank has updated the list of needed documents. So, I will write them below.
Self-Employed
ID Proof: A copy of PAN card/passport/voter’s ID card or driving licence.
Income Proof: Copy of the latest income tax returns submitted by the applicant, documents supporting the audited financials of the past 2 financial years and your last 6 months’ bank statements.
Business Existence Proof - A copy of tax registration or company registration licence.
Address Proof: A copy of passport / Aadhar card or utility bills
Photograph: Your latest colour passport-size photograph.
Office Address Proof - A copy of incorporation documents/registration certificates/MSME/GST registration document or shop & establishment act certificate of the commercial space.
Office Ownership Proof - A copy of the maintenance bill, property documents or electricity bill of the office.
Salaried
Income Proof: A copy of Form 16, last 3 months’ bank account statements/salary certificate or salary slips of the account where the salary is being credited.
Residence Ownership Proof: Copy of property documents, maintenance bill and electricity bill of the residence.
Investment Proof (if any): Copy of receipts of fixed deposits or mutual fund
Photograph: Your latest coloured passport-size photograph.
Identity Proof: A copy of Aadhar card/PAN card/voter’s ID card or driving licence.
Address Proof: A copy of driving licence/utility bills//Aadhar card/bank statement.
Employment Proof: A copy of the contract/job appointment letter/company’s /HR’s email ID or official identity card.
This is the list. I hope you now know the Bank of Baroda personal loan documents required.
Get an Instant Personal Loan Disbursal Via NB InstaCash! Some related information:What is Bank of Baroda Personal Loan Processing Fee?
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Hello there. I took a personal loan around a year ago. At that time, I contacted multiple banks and inquired about the documents for the application. So, I can tell you the Bank of Baroda personal loan documents required.
What are the BOB Personal Loan Documents Required?
A filled loan application, with three passport-sized photos.
Form 135 gives the information related to my assets and liabilities.
Bank statement for the last six months and updated passbook.
A valid proof of residence, which can either be a passport, voter ID card, driving licence, postpaid utility bill (gas or electricity bill), updated passbook or bank account statement or a registered rent agreement.
An ID proof can either be a PAN card, Aadhar card, Indian passport, voter ID, driving licence, employee ID card or an identity document or certificate of practice with a photograph issued by professional bodies like ICAI, ICWA, or ICFAI.
Statement of account for last six months of Bank of Baroda or another bank.
Last three months’ salary slips.
IT returns - last 1 year for applicants, 26 AS, Traces
Balance sheet, profit and loss account, computation of income for the last 1 year.
IT assessment/clearance certificate, IT challans/TDS certificate (Form 16A)/Form 26 AS for income declared in ITR.
A business proof, which can either be Gomasta License, Registration Certificate, Service Tax Registration, among others
So, this is all about the personal loan from Bank of Baroda documents required. I hope it helps.
Get an Instant Personal Loan Approval and Disbursal via NoBroker! Some related information:How to Apply Personal Loan in Bank of Baroda?
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What are the Documents Required for Bank of Baroda Personal Loan?
eran
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10 months
2024-04-27T01:24:08+00:00 2024-04-27T01:24:10+00:00Comment
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