What are the Documents Required for DHFL Home Loan?

Hi there. I took a home loan from this NBFC. I can tell you the  DHFL home loan documents required. The name of DHFL has changed to Piramal Finance. I will share the complete list of documents with you below.

Documents Required for DHFL Home Loan

• KYC Documents: Proof of identity and address issued by the government 

• Income Documents: These include the following documents:

1. The last 3 months' salary slips

2. Form 16, bank statements from the previous 6 months and pay stubs 

3. Documentation of the collateralized property for salaried applicants

• Property Documents: These include the following documents:

1. NOC from the builder or housing society 

2. Stamped agreement of the sale/ sale deed or the letter of allotment

3. Possession certificate

4. Detailed construction cost estimation

5. Bank account statement in the case of constructed apartments - An occupancy certificate

• Co-applicants: A co-applicant is mandatory and a woman co-applicant is compulsory in some cases. The co-applicant can be your spouse or any of your first-blood relatives who have reached the age of maturity. All the co-owners of the property should be on the loan structure. Your friends can’t be co-applicants (they are allowed if they hold the position of partners, directors or shareholders.)

• Your passport-size photographs.

So, these are all the DHFL home loan documents list. I hope this helps.