What are the Documents Required For IIFL Home Loan?

Wondering about IIFL home loan documents required? To apply for an IIFL (India Infoline Finance Limited) home loan in India, the documentation process is crucial.

Below are the essential documents categorized by applicant type (salaried, self-employed, and others) typically required to ensure smooth processing.

1. Identity Proof (any one):

   • Aadhaar Card

   • PAN Card

   • Voter ID

   • Passport

   • Driving License

2. Address Proof (any one):

   • Aadhaar Card

   • Utility Bills (Electricity, Water, Gas)

   • Passport

   • Rent Agreement

   • Ration Card

3. Age Proof (any one):

   • Birth Certificate

   • PAN Card

   • Passport

   • School Leaving Certificate

4. Photographs: Recent passport-sized photographs

5. Loan Application Form: Duly filled and signed form with necessary details.

1. For Salaried Individuals:

• Income Proof:

  • Latest 3-6 months’ salary slips

  • Form 16 or Income Tax Returns (ITR) for the last 2-3 years

• Bank Statements: Bank statements for the last 6 months showing salary credits.

1. For Self-Employed Professionals/Business Owners:

• Income Proof:

  • Income Tax Returns (ITR) for the last 3 years

  • Balance Sheet and Profit & Loss Account, audited by a CA

• Business Proof:

  • Business registration certificate or trade license

  • Proof of office address

• Bank Statements: Bank statements for the last 12 months.

Property Documents:

• Sale Agreement or Allotment Letter

• Property tax receipts

• NOC from the builder or society

• Title deed and ownership documents

This is all about IIFL home loan documents required.

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Just like other banks, India Infoline Finance Limited also ask for some documents from the applicant to verify whether the person is eligible to avail a home loan from them or not. I availed a home loan from them a couple of years ago so I am well aware of the IIFL home loan documents required list. You can refer to it here.

What Documents are Required to Avail a Home Loan in IIFL?

The list of documents you will need to furnish to avail of a home loan in IIFL are:

• Identification proof like Voter ID card, Aadhar card, Passport, driving licence or others

• Address Proof like utility bills, rental agreements, property tax receipts and others

• Income proof like salary slips, income tax returns, bank statements, etc

• Form 16 (only for salaried individuals)

• Profit and loss statement and Business Continuity Proof (only for self-employed individuals)

• Employment proof or business registration-related documents

• Property documents like sale deed, property tax receipts, ownership documents and others

• Loan application form

These are the major documents that you need to provide to the IIFL bank to avail a home loan there. There can be some additional documents required to submit so you should ask about them with a bank official.

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