What are the Documents Required for Personal Loan ICICI Bank?

The documents required for ICICI Bank personal loan are just the primary ones. You will need to submit the salary slips for the last 3 months, the latest 3 months' bank statements, passport, driving license, voter ID / Aadhar card (any one). Thats all. I applied for a personal loan just last year; hence, I am aware of their requirements. I will be happy to share some other major aspects of their personal loan next so you can take a look at them here.

What are the Documents Required for ICICI Personal Loan?

The documents required for personal loan in ICICI bank are as follows:

• Identity proof

• Address proof

• Last 3 month’s bank statement

• Income proof

• Business-related documents for (self-employed people)

So these are the main documents that banks ask from the applicant to approve their loan. What I liked about ICICI is that they provide superb benefits to the borrowers, like:

• They do not levy any foreclosure charges if 12 EMIs are paid

• Flexible tenure 

• Minimal documentation

• Fixed interest rate

• No collateral required

So these are the major personal loan details I am aware of. If you want to know more, you can visit their official website or bank’s branch.

Read More:

Hi buddy. I availed a personal loan in March through the ICICI Bank. For the processing, a number of documents required for ICICI personal loan. As a salaried individual, I was asked to submit five documents. 

Let me share the complete information through this answer, so you can learn what are the documents required for personal loan ICICI Bank.

What are the Documents Needed for ICICI Personal Loan?

The documentation requirement differs for salaried and self-employed individuals. Let me state them one by one. 

1. Identity proof: Passport / Driving License / PAN Card.

2. Address proof: Leave and Licence Agreement / Utility Bill (not more than 3 months old) / Passport (anyone).

3. Previous three months’ bank statements (where salary/income is credited).

4. Previous 3 months’ salary slips.

5. 2 Passport Size photographs.

1. KYC Documents: Proof of Identity; Address proof; DOB proof.

2. Address of proof: Leave and Licence Agreement / Utility Bill (not more than 3 months old) / Passport (anyone).

3. Income proof (audited finances for the past two years).

4. Office address proof.

5. Proof of business continuity.

6. Proof of residence or office ownership.

7. The most recent 6 months bank statement.

The bank can ask you for additional documents in certain cases, so keep all of your necessary documents handy just in case you need them. With this, I hope you will be able to know about the documents required for personal loan in ICICI Bank.