Hi Jignesh. I took a personal loan from IDBI Bank last year. To complete the application process, I had to submit a set of documents. The IDBI Bank personal loan documents required include your ID proof, address proof, and more. I am enlisting all the needed documents for the approval of the loan application below. I hope that will help you with your query.
What are the IDBI Personal Loan Documents Required?
Here are the documents:
ID and address proof
Your latest salary slip
Previous 6 months’ bank statements
Form 16
In the case of being a self-employed applicant, you’ll need to show some other set of documents, which you must contact the bank to know.
What is the Loan Amount Limit at IDBI Bank?
The loan amount that you can get from IDBI Bank ranges from Rs. 25,000 to Rs. 5 lakhs. The eligibility for the loan amount is calculated based on Fixed Obligations to Income, Net Adjusted Income, and other methods.
This is all from my side. I hope you now know about the documents required for personal loan in IDBI Bank.
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When I applied for an IDBI Bank personal loan, I wanted to ensure I had all the necessary documents. Understanding the IDBI Bank personal loan documents required was crucial for a smooth application process. I can share the list with you.
What are the IDBI Personal Loan Documents Required?
You must submit your loan application with proof of identity, residency, signature, and age proof (PAN card, passport, driving license, etc.)
Your most recent pay slip
Form 16
Your bank statement for the previous six months.
A complete loan application is required, and to apply for a personal loan, you must attach a photo to the form at the designated location.
Apart from these, you will need to submit some mandatory documents like an educational qualification certificate and processing fee cheque.
I hope this helps you with the documents required for personal loan in IDBI bank. Now these were the basic documents that I had to furnish while availing of a personal loan from IDBI bank. However, these document requirements might vary depending on the customer, whether he is salaried or self-employed. So it is best to check with the bank officials about the exact documents that they require to sanction a loan based on your profile.
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Authors Of The Question
What are the Documents Required for Personal Loan in IDBI Bank?
Jignesh
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6 months
2024-06-13T14:43:13+00:00 2024-06-13T14:43:13+00:00Comment
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