What are the Home Loan Documents Required for IDBI Bank?

I took a home loan from IDBI several years ago so, I can share with you the

IDBI home loan documents list. The documentation is a little dragging and includes identity and residential proof, income, and employment details. There are different documents required for salaried and self-employed professionals. 

What are the Documents Required for Home Loan in IDBI Bank?

I am a salaried employee, so I know the required documentation details for the home loan application.

• Application form with a photograph

• Identity proof like Aadhaar/Driving license/PAN card/Voter/ etc.

• Residential proof

• Your past three months’ salary slips

• Form 16/ITR

• Bank statements for the last 6 months

• Processing fee check

So, these are the home loan documents required for IDBI Bank. If required, the bank may ask for additional documents. There are a few advantages that the bank offers which I have listed below. 

• The bank has customised home loan features for salaried employees and self-employed professionals. For example, the maximum loan tenure for a salaried employee is up to 30 years and for the self-employed professionals and non-professionals, it is up to 20 years. 

• They also provide flexible loan repayment options like step up and step down repayment facility and Tranche Based EMI.

However,  I found the interest rates and the processing time to be higher and too extensive as compared to other banks. 

I hope this will help you get an idea on

IDBI Bank home loan documents requirement. 

The IDBI home loan documents list is similar to any other loan documents required in other banks. You will need the application form, bank statements, identification documents and others. These help the bank evaluate your identity and loan repayment capacity; hence, they should be submitted mandatorily.

What are the Home Loan Documents Required for IDBI Bank?

The IDBI home loan documents required list is as follows-

For salaried individuals:

• Application form with photograph

• Identity and address proof: Aadhar, Voter, PAN or others

• Last 3 months’ salary slips

• Form 16/ITR

• Last 6 months' bank statement Processing fee cheque

For self-employed professionals:

• Application form with photograph

• Identity and address proof: Aadhar, Voter, PAN or others

• Education Qualifications Certificates and Proof of business existence

• Last 3 years Income Tax returns (self and business)

• Last 3 years Profit/Loss and Balance Sheet

• Last 6 months' bank statements

• Processing fee cheque

For self employed non-professionals:

• Application form with photograph

• Identity and address proof: Aadhar, Voter, PAN or others

• Proof of business existence

• Business Profile

• Last 3 years' Income Tax returns

• Last 3 years Profit/Loss Balance

• Last 6 months' bank statements (self and business)

• Processing fee cheque

So these are the IDBI bank home loan documents requirement. You can recheck this list on

as well. 

Hope this helps. 

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