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Q.

What are the Home Loan Documents Required for Indian Bank?

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The Indian bank home loan documents list is almost the same as in other banks. You will need to submit address proof, identity proof, salary slips and other documents. Piyush has already listed most of them but there are more. I have availed of a home loan from them; hence, I can provide you with the full list so take a look at it next.

What are the Indian Bank Home Loan Documents Required?

The list of home loan documents required for Indian Bank is as follows:

  • Completed Application Form

  • Passport-size photograph.

  • Proof of identity, such as a PAN card, voter’s ID, passport or driving license.

  • Proof of residence such as a recent telephone bill, electricity bill, property property tax receipt, passport, or voter’s ID.

  • Proof of business address 

  • Employment proof

  • Salary Certificate.

  • Proof of other income like rent or investment interest

  • Balance Sheet for the past three financial years in the case of professionals, Businessmen & self-employed.

  • Income Tax / Wealth Tax (if applicable) Returns for the past 3 years.

  • Sale Deed.

  • Approved Building Plan.

  • Title Deed Documents for 30 years.

  • Proof of title in the Revenue Records.

All these documents are important and need to be submitted by the applicant. For more details, you better visit your Indian bank branch or their official website. 

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What is indian bank Home Loan Processing Fee?

Hello. I took the IB home loan plus from the Indian Bank about five months ago. I was asked to submit a set of documents to successfully process the loan application. So, I can tell you about the Indian Bank home loan documents required for the application. Continue reading to find the complete set of documents you’ll need to submit.

What are the Indian Bank Home Loan Documents?

Here are all the documents you’ll need for applying for a home loan at the Indian Bank.

Number Document Name

1.

A request letter.

2.

Valuation report from panel engineer.

3.

Insurance for the building value and the rest of the documents as per the documentation chart

4.

Up to date EC and tax paid receipt from the competent authority.

5.

Letter of authorisation for recovery of EMI.

6.

Composite (Term Loan and Overdraft) Agreement (for OD facility only)

7.

S.I. of a running account already with the bank or NACH mandate of running an account with another bank for the recovery of EMIs

Apart from this, if you still have some doubts related to the Indian Bank housing loan documents, you can call their national helpline number, which is 180042500000.

This is all I have to share with you. I hope you now know the home loan documents Indian Bank.

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