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Q.

What are the Indian Bank Personal Loan Documents Required?

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When I applied for an Indian Bank personal loan, I wanted to ensure I had all the necessary documents. Understanding the required Indian bank personal loan documents was crucial for a smooth application process. I'd be happy to share the list with you.

What are the Indian Bank Personal Loan Documents Required?

I availed of an Indian Bank salary loan – IB Clean Loan to salaried class to meet an emergency medical expense. The documents that I had to furnish are as follows;

  • Proof of income, such as the most recent Form 16 or the Salary Slips for the previous six months with all deductions fully confirmed by the employer,

  1. Proof of employment, such as a copy of the employment order, the employer's Photo Identity Card, the employee number, etc.

  2. Form 16 / Tax Return

  • A PAN Card is required.

  • KYC documents, such as a driver's license, passport, Aadhar card, ration card, and election ID, among others.

  • Permission to debit the SB account, ECS, or NACH mandate.

These document requirements might vary depending on the customer, and the type of personal loan that you are availing. So it is best to check with the bank officials about the exact documents that they require to sanction a loan based on your profile.

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