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Q.

What are the Karnataka Bank Personal Loan Documents Required?

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There are 2 types of personal loan available in Karnataka Bank such as KBL Xpress cash loan, and the KBL Insta cash loan. There is a list of the Karnataka Bank personal loan documents required. You must submit them in order to avail any of these loans. 

What are the Karnataka Bank Personal Loan Documents Requirements?

  • Aadhaar card

  • PAN card

  • Internet banking login credentials of the salary account or last 7 months’ bank statement of the salary account

  • Soft copy of current and permanent address proof

  • Soft copy of passport-size photograph of applicant

  • Scanned or soft copy of KYC documents

The documents required by government employees for personal loan are as follows:

  • Employee ID

  • Last 6 months’ account statement (if partial salary is credited with another bank)

  • Last 3 months’ salary slips

I hope you have found

Karnataka bank personal loan documents required

informative.

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What is the Minimum Balance in Karnataka Bank?

 

 
0 2024-06-15T23:41:14+00:00

Hello. I applied for a personal loan at Karnataka Bank, and before doing so, I checked the Karnataka Bank personal loan documents required. So, I can share the list of documents with you below.

What are the Documents Required for Loan at Karnataka Bank?

Here are the details of the documents you need to apply for a personal loan at Karnataka Bank.

  1. PAN Card

  2. Aadhar Card

  3. A soft copy of your current and permanent address proof

  4. A soft copy of your passport-size photograph 

  5. Your internet banking login credentials of the salary account or the last 7 months’ bank statement of the salary account (original ePDF file or scanned PDF file).

Let me also share the eligibility criteria for the personal loan.

What are the Eligibility Criteria for a Loan at Karnataka Loan? 

For the Indian residents, the eligibility criteria is as follows:

  1. You should be aged above 18 and below 60.

  2. You should reside in either of the following states: Andhra Pradesh, Assam, Bihar, Chattisgarh, Delhi, Gujarat, Haryana, Karnataka, Kerala, Maharashtra, Odisha, Punjab, Tamil Nadu, Telangana, Uttar Pradesh, Uttarakhand, West Bengal.

  3. You should have a minimum net monthly income of Rs. 20,000 as a salaried employee during each of the previous 7 months with no current unsecured loan from the bank.

This is all from my end. I hope this helps. 

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What are the IDBI Bank Personal Loan Documents Required?

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