What are the legal documents required for purchase of property?

• Agreement to sell – It is the first document prepared in anticipation of a sale of the property that contains a detailed description of the property. It also states the terms and conditions between the buyer and the seller, including the purchase price as agreed upon.

• Absolute sale deed and title deed - The sale deed or title deed is the most important document that records the actual transfer of ownership of the property. It needs to be registered at the sub registrar’s office under whose jurisdiction the property would fall.

• Title search and report – Property title search is a process of retrieving the chain of documents relating to the history of the property that has been registered with the concerned authority. It includes a description of the property and names of title holders, joint tenancy, etc. It is especially important for procuring a home loan.

• Khata certificate – This document is known by different names in different states. It provides proof that the property has an entry in the local municipal records.

• Receipt of property tax – The receipts of property tax hold that the previous owner or occupier had paid all the taxes and none have been left as due. They also establish the legal status of the property and therefore serve as an important document of evidence.

• Encumbrance certificate – An encumbrance certificate states that the property is free from all encumbrances or loans. It is a key document for procuring a loan against property from banks. It has all the details about transactions relating to the property.

• Occupancy certificate – Occupancy certificate or completion certificate is given by the municipal corporation after the construction of a building to establish that it was constructed according to a sanctioned plan and that it is ready to be occupied.

• Statement from bank if loan outstanding – If any loan is outstanding on the property that is being purchased, it is safe to procure the statements relating to the loan so that there is full disclosure in that regard.

• Non-objection certificates – It is important to ask the developer to produce copies of various NOCs that must be procured from various departments such as the Sewage Board, Pollution Board, Environment Department, Traffic and Coordination Department, etc. This forms the ‘intimation of disapproval’ for the construction of the building

• Sanctioned building plan by statutory authority – This is to ensure that the buyers are cautious about any deviations from the sanctioned plan made by the developer.

• Power of Attorney/s, if any – A Power of Attorney is required in original if any person is acting on the authorization of the owner of the property. It could be general or specific.

There are several legal documents required for purchase of property to ensure a smooth transaction. I can share a checklist of the key documents you’ll need.

What are the Flat Purchase Documents Required?

1. Agreement to Sell: This outlines the terms and conditions agreed upon by the buyer and seller.

2. Absolute Sale Deed and Title Deed: The sale deed transfers ownership from the seller to the buyer.

3. Title Search and Report: Ensures that the property’s title is clear and free from encumbrances.

4. Khata Certificate: Verifies the property’s assessment for property tax purposes.

5. Receipt of Property Tax: Proof of property tax payments.

6. Encumbrance Certificate: Confirms that the property is free from any legal claims or liabilities.

7. Occupancy Certificate: Issued by the local authority, it certifies that the property is fit for occupancy.

8. Statement from the Bank (if a loan is outstanding): Required if there’s an outstanding loan on the property.

Remember to consult legal professionals and local authorities to ensure compliance with specific regional requirements. I hope this helps you understand the legal documents required for purchase of flat.

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If you wish to know

what are the documents required for land purchase, you can go through my answer below.

When purchasing a property, several essential legal documents are necessary to ensure a smooth and secure transaction. Here’s a comprehensive list of the key documents you’ll need:

1. Sale Deed:

   • The

     primary legal document

     that establishes you as the owner of the property.

   • Must be prepared in

     original

     and submitted to the

     sub-registrar’s office

     during formal property registration.

2. General Power of Attorney (POA):

   • A document that testifies to the sale-purchase deed carried out by an authorized person (e.g., an authorized dealer) on behalf of the property owner.

   • Required in

     original format

     when applying for a loan.

3. No Objection Certificate (NOC):

   • Developers must obtain various NOCs from different authorities during housing projects.

   • Obtain a copy of the NOC from your developer or dealer and keep it safely.

4. Sale Agreement:

   • Contains essential information about the property, including payment plans, possession dates, features, common areas, facilities, and terms.

   • Holds the developer responsible for property construction.

5. Allotment Letter:

   • Issued by the developer or housing board.

   • Includes property details and the amount paid by the buyer to the developer.

6. Possession Letter:

   • Received from the developer upon property possession.

   • Confirms that you can take possession of the property.

7. Khata Certificate:

   • A municipal document that verifies property ownership and tax liability.

8. Mutation Register Extract:

   • Records changes in property ownership.

   • Essential for updating records after property transfer.

9. Copy of Building Plan:

   • Provides details of the property’s layout and construction.

10. Payment Receipts:

    • Proof of payments made during property purchase.

11. Property Tax Receipts:

    • Evidence of property tax payments.

12. Encumbrance Certificate:

    • Verifies that the property is free from any legal dues or encumbrances.

13. Completion Certificate (CC):

    • Issued by local authorities after property construction is complete.

    • Certifies that the property complies with approved plans and regulations.

14. Occupancy Certificate (OC):

    • Also issued by local authorities.

    • Confirms that the property is fit for occupancy.

Remember, completing these legal formalities is crucial when buying property. Each document serves a specific purpose and ensures a secure investment.

Hey Buddy,

Be prepared for a lot of paperwork and

property documents list

if you plan to invest in real estate in India. Fortunately, given the importance of property registration during the shutdown, several States have recently implemented an e-registration platform for property papers. You can now register for a house registration, pay stamp duty, and verify papers all from the convenience of your home using the online method. 

The action has also opened up revenue streams for real estate and state governments, who were struggling financially as a result of the lockout. In real estate transactions, paperwork and documentation are crucial but also difficult and time-consuming.

To prove the legal ownership of property, you would require the

legal ownership document. Sale deed, Revenue record, and Lease deed are the 3 most important document that you might need to prove legal ownership.

Though one must have already got an idea about the documents required for real estate deals, however, I would still like to provide a list of documents for property purchase;

• Allotment Letter

• Sale Agreement

• Payment receipts

• Property Tax Receipts

• Sale Deed

• Completion Certificate

• Copy of Building Plan

• Proof of payment of stamp duty

I would like to conclude here about the property documents list. If you are buying a home, be sure to review the details. This is vital to make sure that you are in good hands and receive what the builder has promised. I hope this helps:)

Read More:

Buying a property is not a joke and so, each and every detail should be checked. Even if you are selling a property, you must provide all details about the property to the new buyer and if you are buying a new one, never forget to check all relevant details. My uncle bought a property 5 years ago and later came to know that the previous owner had not paid property taxes for the last two years and my uncle had to pay it. It is better to verify the legal property documents and then proceed with the transaction or other parts. 

Punam Ji has already mentioned all the

legal documents required for buying a plot.

However the most important thing that you must keep in mind is the property transfer affidavit. It is a written legal document which must be filed as soon as the ownership of real property is transferred from one person to another. Without it, a property might have no value. It is filed with the tax assessor’s office of the city or township where the property is situated.

 To register a property, you will need to carry 

• Your identity proof, aadhar, voter, pan, ration card or more

• Assessment slip which has the market value

• Stamp duty and registration fee

• Pan card or Form 60

• Address proof of both the parties

I hope now you know what

legal property documents you need to carry.

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When you are purchasing a property, you must ask for the legal documents of the property. It is important to obtain the legally valid documents for registration of a property or else, you might face difficulty in getting the property registered in your name. In this answer I will share a list of legal documents required for purchase of property.

Here is the list of documents required for buying a flat that are deemed legally valid. 

• Proof of property ownership

• Copy of original old sale deed 

• Mutation copy

• ID proof: Ration Card, Voter ID, Driving License, Aadhaar Card, PAN Card or Identity Card

• Encumbrance certificate

• NOC by seller

• ID Proof of two witness parties

• Map plan and description of property

• Digital photograph of property (building or plot)

• Tax dues, pending dues

• Passport size photographs

• Registration fee receipt or affidavit

• Copy of PAN Card

• Agreement of mortgage

• promissory note

• Property register card

The registration of property can be done online on the official website of Jamabandi.