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What are the UCO Bank Personal Loan Documents Required?

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4 2024-06-20T07:14:54+00:00

My father applied for a personal loan from UCO Bank last year to finance my sister's wedding. He has an account there. I can therefore inform you that the necessary UCO Bank personal loan documents required include proof of address, proof of identity, proof of income, and so forth. Read on to get the checklist of documents you need to apply.

Documents Required for UCO Bank Personal Loan

Last year, when I helped my father to apply for a personal loan in UCO Bank, I came to know that the following documentation is needed to confirm your eligibility for the loan and your financial stability.

  • Identity Proof - A copy of your Passport or Voter ID or Aadhaar Card or Driving License

  • Address Proof - A copy of your Electricity Bill or Ration Card or Passport

For Salaried Individuals
  • Pay slips from the previous three months

  • Proof of income: The salary account's latest three months' bank statement

  • Employment certificate: A document attesting to a year of consistently working for the present employer

For Non-Salaried Individuals
  • Current account bank statements over the last six months

  • Evidence of ongoing business operations, registration certificate, etc.

  • Recognised IT returns for the previous two years, along with a certified profit and loss statement

You may boost your chances of being approved for a personal loan from UCO Bank by submitting the required document. I hope you found this answer helpful.

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