Early this year, I applied for a personal loan at Bandhan Bank and got to learn about the Bandhan Bank personal loan documents requirement in detail. The official mentioned that the documents would help them evaluate my eligibility. So let me tell you what sort of documents I submitted.
Personal Loan Bandhan Bank Which Document to Submit?
The mandatory bandhan bank personal loan documents you will need to submit to the bank are:
Identity proof (passport/PAN card /Voter ID card/driving license/Aadhaar)
Address proof (passport/PAN card /Voter ID card/driving license/Aadhaar)
Last three month’s salary slip
Form 16 for 1 year salaried
ITR for the last 2 years with computation of income, balance sheet, and P & L a/c for self-employed
Make sure you fulfil the eligibility criteria, which are:
The applicant must be salaried/self-employed
The minimum age limit for salaried employees is 21 years and for self-employed it is 23 years
The maximum age of the applicant at the time of loan maturity should be 60 years for salaried individuals and 65 years for self-employed individuals
For salaried - A minimum of 1 transaction is required in the main account every month. The main account may not be a salary account
SEP/SENP-Minimum 1 debit and 2 credit transactions (customer induced) required every month or 12 credit transactions in the last 12 months. (In the main account only)
You can easily apply for a personal loan online at
Bandhan Bankby visiting their official website.
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Authors Of The Question
What Documents Required for Personal Loan in Bandhan Bank?
Nimrit
258Views
6 months
2024-04-30T08:21:06+00:00 2024-04-30T08:27:13+00:00Comment
1 Answers
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