I availed of the Aavas Home Loan two years ago and had a pretty good experience, but the only problem was that my loan was approved very late, though I met all the requirements. Just like other banks, they will ask you to submit some of the major documents, like:
Identity proof
Address proof
Property documents
Income proof
Bank Statement of Last 6 Months
Salary Slips/Bank Statement/Form 16
I had to visit the bank three times to get the loan approved and disbursed, which was a bit annoying, but overall the experience was good. At least the officials were cordial and did not get irritated on asking about the disbursing process, so okay. I will rate them 3/ 5 in this Aavas home loan review.
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Let me share with you my experience in this Aavas Finance Home Loan review. I availed of a home loan through them and found their officials very cordial. They explained to me the entire process and eligibility. I found the criteria more flexible than most of the other banks. You just need to be
A salaried or self-employed person
Have at least 1 year or more of experience
Be a resident of India
These are the major eligibility criteria you need to have to apply for a home loan here. Based on your credit score, income, loan amount, and other aspects, they will further consider whether to approve the loan or not. In my case, they approved the loan within 10 days, and I did not have to go through any hassle. Highly recommended. Go for them.
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In this Aavas home loan review, I would like to tell you how disappointed I was with their service. I had a detailed talk on the eligibility and document requirements to avail of their home loan, and one of their officials explained everything to me very well. On the next day, when I went to avail the loan, they asked me to submit more documents. I wasted two days already, but since I needed finance, I went the next day again with the asked documents and had to sit for hours to fill out the form. Till three weeks, they did not bother to approve and disburse the loan even though all the criteria were met, and I had to visit them again. My loan got approved on the 27th day, which was really frustrating. Better you visit some other home loan provider.
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City Tempo-Upto 50% Off
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Authors Of The Question
What is Aavas Finance Home Loan Review?
Fardin
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3 Answers
3 months
2024-09-15T08:08:00+00:00 2024-09-23T11:46:56+00:00Comment
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