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What is Adani Home Loan Interest Rate?

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0 2024-07-12T10:35:52+00:00

There is no Adani housing finance rate of interest fixed, to be honest. The rate varies from one borrower to another depending on the various business segments and schemes thereunder. As far as I know, the Adani interest rate is between 12% to 16% p.a. 

What is the Adani Home Loan Interest Rate?

Adani determines the rate of interest of the borrower for home loan based on several factors like:

  • Tenure of the loan

  • Cost of funds (both internal and external)

  • Risk profile of the borrower

  • Treasury bill rates and sovereign yield curve

  • Credit spreads between the sovereign/ AAA NBFC/ HFC bonds and the AA category bonds

  • Prevailing MCLR of the prominent commercial banks

  • Market condition as per credit risk premia

  • Expected credit losses

  • Internal cost of doing business

  • Interest rates offered by others and other factors

The range of interest rate set is between 12% to 16% p.a. 

  • For Home Loan, they have set an interest rate between 12% - 14%, and for

  • Mortgage Loans, their rate of interest is 16%

However, you can either visit their office or

Adani Housing Finance’s Official website

and check further details there. Hope this helps

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