If you have availed of a credit card, you must know how useful it is. It is especially useful when you wish to take credit at a short notice. You can even collect reward points for each good or service you purchase. I will share with you what is add on credit card to give you an idea.
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What is an add-on credit card?
Credit cards are given after the bank checks the CIBIL score and repayment capacity of customers. Students and first-time job owners might find it difficult to get a good credit card. If a family member is an existing Credit Card holder. They can ask the bank to issue an add-on card against the primary credit card. This is known as an add-on credit card.
What is add-on in credit card?
These are secondary or supplementary credit cards that are issued against primary cards. These cards have the same features as the primary credit card. Most banks don't charge an annual fee or joining fee for it. If there is a charge, it generally ranges between Rs 125 and Rs 1000.
Take a look at the table to gain information on Indian banks offering this service.
| Credit Card Issuer | No: of add-on cards permitted | Annual fee |
HDFC Bank |
Up to 3 add-on cards |
Free for life time |
SBI Cards |
Up to 2 add-on cards |
Free for life time |
Citibank |
Up to 5 add-on cards on select variants |
Free for life time |
YES Bank |
Up to 3 add-on cards |
Free for lifetime |
Axis Bank |
Up to 4 add-on cards |
Free for lifetime |
HSBC Bank |
Up to 3 add-on cards |
Free for lifetime |
IndusInd Bank |
Up to 2 add-on cards |
Free for lifetime |
Kotak Mahindra |
On Gold Cards – Up to 2 add-on cards On Platinum Cards – Up to 3 add-on cards |
Rs.0 to Rs.599 |
This is all from my end on what is add on credit card.
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What is add on credit card ?
Roshniii
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2 Year
2022-08-10T19:52:28+00:00 2022-08-10T19:52:29+00:00Comment
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