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Home / Finance / Home Loan / What is Central Bank of India Home Loan Interest Rate?
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What is Central Bank of India Home Loan Interest Rate?

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9 months

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0 2024-02-01T12:47:33+00:00
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As far as I know about the Central Bank of India home loan interest rate,

it offers home loan interest rates ranging from 8.35% to 9.85%, depending on the loan amount and tenure.

However, these rates vary based on the different kinds of loans that the bank offers. I opted for the

Cent Griha Lakshmi home loan for which the interest rate ranges from 8.35% to 9.25%.

I will tell you about the different types of loans that the Central Bank of India offers and the Central Bank of India home loan rates for each of them.

Central Bank of India Housing Loan Interest Rate

Type of Home Loan Rate of Interest

Cent Grih Lakshmi

ROI will be based on CIC score ranging from 8.35% to 9.25%

Cent Home loan

OI is based on CIC score & ranging from 8.50% to 9.50% (presently)

Cent Home Double Plus Scheme

ROI will be based on Risk rating Score ranging from 9.35% to 9.80%

Cent Home Loan Scheme for purchasing 3rd or 4th house/flat

ROI ranging from RBLR to RBLR+0.50% depending upon CIC score and Internal Risk Scoring

Present ROI ranging from 9.35% to 9.85%

Topup Facility To Cent Home Loan Beneficiaries

9% to 9.70% depending on CIC score Concessional ROI for Takeover cases

But Wait, there's More to home loan interest rate of Central Bank of India! These are just base rates, my friend. 

When I applied for a home loan I came to know that our income, credit score, and property location - that can influence the final rate. So, I would advise you to consult the Central Bank's website or visit their bank branch to get a better understanding of Central Bank home loan rates.

Get Quick Home Loan Disbursal on Priority on NoBroker. Read More: Where is CIF Number in Central Bank Passbook?

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Reyansh Kapoor

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