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Q.

What is ECS Return Charges Bajaj Finance?

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3 months

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0 2024-10-30T18:50:58+00:00

When I first heard about ECS Return Charges Bajaj Finance, I wasn’t sure what it meant. I inquired about it and its operation from their representative. He said, the Electronic Clearing Service, or ECS, is a technique that facilitates the automatic withdrawal of loan payments from your bank account. However, if the payment fails for any reason, that’s where the charges come into play. In Bajaj Finance, this charge starts at Rs. 200.

What are Bajaj Finserv ECS Bounce Charges?

One day, I received a call from Bajaj Finance after my ECS payment didn’t go through. He clarified that the payment bounced, incurring a fee, because of either insufficient funds or an incorrect account number. 

The representative guided me over the charges. I found the charges could vary depending on the loan amount and the terms of the agreement.

Here are some important points about Bajaj Finance ECS Bounce Charges he shared with me:

  • Charge Amount: The fee can range from Rs 200 to Rs 500, depending on the specific terms.

  • Multiple Bounces: If payments continue to bounce, you may incur these charges repeatedly.

  • Impact on Credit Score: Missing payments can affect your credit history, which is crucial for future loans.

I appreciated the clarity the Bajaj Finance representative provided. It helped me understand how to avoid such situations in the future. I hope you found this helpful.

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What is ECS Return Charges Meaning

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