Godrej Housing Finance home loan interest rates are tailored to different borrower profiles. Usually, for salaried Indian residents, it starts from 8.55% per annum. However, it will go up depending on your creditworthiness, eligibility, and your employment status.
What is the Godrej Housing Finance Interest Rate?
Here are the interest rates you must check.
Self-Employed Business Professionals: Starting from 8.99% per annum.
Self-Employed Practicing Professionals: Starting from 8.99% per annum.
Salaried Non-Resident Indians (NRIs): Starting from 8.69% per annum.
Additionally, eligible borrowers can avail subsidies under the Pradhan Mantri Awas Yojana (PMAY), potentially reducing their effective interest rates.
Key Features
Loan Amount: Up to Rs 10 crore, subject to eligibility and property valuation.
Loan Tenure: Flexible repayment options up to 30 years.
Processing Fee: Approximately 3% of the loan amount.
Prepayment Charges: Nil for individuals; 4% for non-individuals.
Foreclosure Charges: Nil for individuals; 4% for non-individuals.
Loan-to-Value (LTV): Up to 90%.
I hope you understand the Godrej Housing Finance rate of interest.
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I wanted to avail a home loan from Godrej, so I asked a friend working there and got to learn about the Godrej home loan interest rate. It varies from one type of borrower to another. The interest rate starts there from 8.55% onwards. Since you asked, let me share all the details I am aware of about the Godrej home loan.
What is the Godrej Housing Finance Home Loan Interest Rate?
The Godrej housing finance interest rate is between 8.55% and 8.99% onwards. Here is the list:
| Type of Borrower | Interest Rate |
Resident Salaried |
8.55% Per Annum onwards |
Non Resident salaried |
8.64% Per Annum onwards |
Business self employed |
8.99% Per Annum onwards |
Practicing Professionals Self Employed |
8.99% Per Annum onwards |
I also learned that the Godrej Housing Finance Rate of Interest is clearly mentioned on their official website. Here is it:
Godrej Capitalwebsite
Here are some more key benefits you can enjoy:
Fixed interest rates start from 8.55% for the first three years
You get to design your EMI for better financial flexibility
You can reduce financial burden with lower EMIs over a longer period of up to 30 years
I hope you have learned the major details about the Godrej Hosuing Finance home loan here.
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Fahtima
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2024-01-31T11:13:58+00:00 2024-01-31T11:23:08+00:00Comment
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