While looking for home loan options for my friend, I looked at many Godrej Finance Home Loan reviews. After reading the reviews, I felt that Godrej Finance offers home loans at attractive rates.
Here are some other key points that he learned:
There is a fixed interest rate of 8.55 % onwards for three years.
Equated Monthly Installments (EMI)’s are available.
Over 30 years the EMI’s will be lower.
When my friend made a quick comparison of Interest rates, he found that, for a Rs 30 Lakh loan, Godrej Home Loan’s interest rate is more competitive than several other Banks.
After considering this, he opted to finance his loan with Godrej. Godrej has been there with longstanding goodwill.
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I was searching for home loans to facilitate my house purchase. While doing so I came across many Godrej Housing finance home loan reviews.
While scanning the reviews, I learned about their eligibility criteria which are as follows:
Indian Residents and Non-Resident of India (NRIs) can avail of housing loans.
The age limit should be between 23-62 years.
The loans are for salaried persons, self-employed professionals, and non-professionals.
The documents required for availing of the home loan are as follows:
The loan application should be duly filled out and signed.
Passport-size photos as required.
Proof of identity and address proof.
Form 60 is mandatory along with the pan card.
Proof of income
2 years' proof of employment.
Last 6 months' account statement (credit of salary).
All requisite documents are needed for under-construction properties. (allotment letter) (builder payments)
After this, I got in touch with Customer support to avail the loan and got a prompt response.
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When my sister wanted to purchase her own house, we scouted for a lot of home loan options, while doing so, we came across many Godrej Housing finance reviews.
Here are the details that my sister learned after reading the reviews:
The Loan amount offered will be up to Rs 30 Lakh.
Godrej Housing Finance offers home loans starting from an interest rate of 8.55%.
The maximum tenure of the loan would be up to 30 years.
The processing charges are 3% of the loan amount.
Here is a table quoting the interest rates:
Category |
Interest Rate |
Salaried (In India) |
8.55 p.a onwards |
Salaried (NRI) |
8.64 p.a onwards |
Self Employed Businessmen |
8.99 p.a onwards |
Self Employed (Practicing Professionals) |
8.99 p.a onwards |
Your Feedback Matters! How was this Answer?
Shifting, House?
✔
Lowest Price Quote✔
Safe Relocation✔
Professional Labour✔
Timely Pickup & Delivery
Intercity Shifting-Upto 25% Off
Check Prices
Intracity Shifting-Upto 25% Off
Check Prices
City Tempo-Upto 50% Off
Book Now
Authors Of The Question
What is Godrej Housing Finance, Bangalore Review?
Tom
454 Views
3 Answers
5 months
2024-06-30T08:43:00+00:00 2024-08-25T17:57:51+00:00Comment
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