Hey there! To be eligible for HDFC personal loan top up, you must have completed a minimum of 6 EMIs on the existing loan. I availed a personal loan from HDFC in 2021, and opted for a top-up loan after a year, so at first I was also not completely sure about the HDFC personal loan top up eligibility. Now, I can share a few pointers that will help you avail the top up loan feature.
What is HDFC Bank Personal Loan Top Up Eligibility Criteria?
I feel the personal loan top up is a great added feature in most of the banks. One benefit of this is that since you’ve already availed a loan from HDFC, the approval process for the top-up will be quicker. Here are some mandatory requirements you need to meet to be eligible for a top up personal loan from HDFC.
You must have a good credit score.
Your repayment history should be positive enough, with no outstanding dues and delayed EMIs.
Also, you must have completed at least 6 EMIs on your existing personal loan.
Documents Required For a Personal Loan Top Up
The documentation is also minimal and include -
Identity proof, which includes Aadhaar/passport/driving licence
Address proof, like voter ID/electricity bill/Aadhaar/driving licence
Bank statement of salary account for the previous 3 months
Last two months salary slips
That’s all you need to know about HDFC personal loan top up feature. I hope this solves your concern.
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Also Read:
How to Top Up HDFC Personal Loan?
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What is HDFC Personal Loan Top Up Eligibility?
Arshika
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10 months
2025-03-26T10:06:34+00:00 2025-03-26T10:06:35+00:00Comment
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