If you are a female who is planning to buy a property, you should know what is Her Ghar home loan mean. SBI Her Ghar Home Loan Scheme is an exclusive home loan scheme for women customers of the State Bank of India (SBI). This loan is provided at a special rate of interest and with lower processing charges to enable more women to fulfil their dream of owning a home.
Who can apply for the SBI Her Ghar Home Loan Scheme?In order to apply for SBI Her Ghar home loan the applicant must be-
A woman and the sole applicant or the first co-applicant
The property against which the loan is to be taken must be in the name of the woman applicant
The applicant must be a resident of India
The applicant must be between 18 to 70 years of age
She needs to have a steady source of income and a good credit score to avail the loan
To apply for the Har Ghar home loan, the applicant needs to furnish the following documents-
Three passport-size photographs
PAN card
Identity proof
Address proof
Bank account statement for the last 6 months
Loan applicant and more if needed
As per this SBI scheme, the interest rate of the Har Ghar Home Loan is 9.40% per annum for women applicants or first co-applicants.
What is the maximum repayment tenure for the SBI Har Ghar Home Loan?The maximum repayment tenure for the SBI Har Ghar Home Loan is 30 years or up to the age of 70 years for the borrower (whichever is earlier).
These are the details I know about the SBI Her Ghar Home Loan.
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What is Her Ghar Home Loan Mean?
Palash
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1 Year
2023-05-30T12:29:15+00:00 2023-05-30T13:07:15+00:00Comment
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