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What is ICICI Bank NRI Home Loan Interest Rate?

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4 2024-01-25T15:17:24+00:00

The ICICI Bank NRI home loan interest rate is 8.75% p.a.  A customer who is an OCI or NRI may choose a fixed or variable interest rate. Additionally, a mix of fixed at the beginning and floating at the end can also be used. 

What is the ICICI Home Loan Interest Rate for NRI?

ICICI home loan interest rate NRI is dynamic. Based on the customer’s profile, credit score, loan slab, applicants can avail these below-given rates of interest;

  • Special home loan rates:

The Special Home Loan Interest Rates offered by ICICI Bank are based on your credit score. These rates play a major role in determining the interest rate that will apply to your home loan, guaranteeing transparent and customised lending.

Credit Score Salaried Self - Employed

800

9.00%

9.00%

750 - 800

9.00%

9.10%

  • Standard Home Loan Interest Rate:

The Standard Home Loan Interest Rates offered by ICICI Bank guarantee that you will get the best possible rates, tailored to your specific borrowing requirements. 

Loan Slab Salaried Self-Employed

Up to Rs. 35 lakhs

9.25% - 9.65%

9.40% - 9.80%

35 lakhs to Rs. 75 lakhs

9.50% - 9.80%

9.65% - 9.95%

Above Rs. 75 lakhs

9.60% - 9.90%

9.75% -10.05%

Now these above given rates are linked to repo rates and may vary depending on the bureau score, profile, segments, etc.

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