I was looking to take a home loan a few months ago and started inquiring about the eligibility criteria across various banks. I also checked the eligibility in IDFC and I can tell you the IDFC home loan eligibility criteria through my answer.
What is the IDFC First Bank Home Loan Eligibility Criteria?
The eligibility criteria for a home loan at IDFC Bank are as follows:
For salaried
You must have a minimum of 3 years of experience.
You should be aged between 21 and 60 years.
The home loan tenure should be between 12 to 360 months.
You should have a yearly income of at least Rs. 1 lakh.
For self-employed
You should have at least 4 years of business continuity.
You should be an Indian resident.
You should be aged between 23 and 70 years.
Your yearly income should at least be Rs. 1.5 lakh.
The home loan tenure should be between 12 months to 300 months.
So, this is all about the IDFC bank home loan eligibility criteria from my end. You’ll have to fulfil the criteria according to whether you are a self-employed or a salaried employee to get the loan.
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Authors Of The Question
What is IDFC Home Loan Eligibility?
Jeet
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4 months
2024-06-30T23:24:39+00:00 2024-08-06T15:08:48+00:00Comment
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