A few months ago, I was looking for a personal loan and came across the Kangra Cooperative Bank personal loan interest rate while exploring options. What caught my attention was how the bank had different interest rates based on loan amounts and borrower profiles. As of September 1, 2024, the interest rate for personal loans in this bank is 12.5%. However, this is only for government employees. Let me share more details I know.
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What is the Interest Rate of Kangra Cooperative Bank Loan?
I realised factors like credit score, income, and repayment history could affect the final rate. Here’s a breakdown of how the interest rates are structured:
For personal loans to government employees: 12.5% p.a. interest rate
For CIBIL 750 & Above: 9.25% p.a. interest rate
For CIBIL 600 to 749: 9.50% p.a. interest rate
While the bank offers competitive rates, I realised that checking multiple lenders before finalising a loan is always a smart move. I hope you found this helpful.
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Authors Of The Question
What is Kangra Cooperative Bank Personal Loan Interest Rate?
Sita
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30 days
2025-01-31T22:58:06+00:00 2025-01-31T22:58:07+00:00Comment
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