What is Kotak Mahindra NRI Home Loan Interest Rate?

The Kotak Mahindra NRI home loan interest rate varies depending on the borrower’s eligibility. I am aware that its home loan interest rate starts from 6.65% onwards and differs for salaried and self-employed individuals. I will be glad to share whatever I know about it next but will suggest you either visit their official website or any of their bank branches for precise details. 

What is the Kotak Mahindra Bank NRI Home Loan Interest Rate?

The Kotak NRI home loan interest rate is different for salaried and self-employed individuals. 

For salaried individuals

• The interest rate is between 6.65% - 7.02% p.a.

• Loan tenure: up to 15 years

• Loan amount: up to 80% of the property’s value

• Process fee: up to 0.50% of the loan amount

For self-employed

• The interest rate is between 6.75% - 7.30% p.a.

• Loan tenure: up to 15 years

• Loan amount: up to 80% of the property’s value

• Process fee: up to 0.50% of the loan amount

So this is what I am aware of Kotak NRI home loan interest rate for salaried and self-employed applicants. You can visit

for more details. If you want to apply for one, you will have to

• Click on the Apply option available on the left-hand side of the page

• Tap on Apply below the Home Loan option

• Enter the DoB and Mobile number

• Enter the OTP you received on the provided mobile number next

• Provide the monthly income amount

• Select the checkbox against which I authorize Kotak Mahindra WhatsApp and I’m not a robot

• Click on Get Started and proceed with your loan application

Hope this has helped you get some details about this bank’s interest rate.

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