What is Personal Loan Eligibility in YES Bank?

I had availed a personal loan for my daughter’s marriage a few years back. So, I can give you the required details about Yes Bank personal loan eligibility and the process of application. Yes Bank offers unique benefits and features like zero collateral, 1 minute in-principal approval, quick disbursement, and so on. You can check your eligibility by simply logging in to your account and filling in some details. 

What is the Personal Loan Yes Bank Eligibility?

Once you log in to your account, you need to fill in some required information such as 

• Age

• Monthly Income

• Recurring Monthly Expenses (including EMIs)

• Employment History

• Current Address Details

Documents Required to Avail Personal Loan at Yes Bank

There are some mandatory documents you require availing a personal loan. These include -

• Application Form

• Identity Proof - Passport, Driving License, AADHAR card, Voter ID

• Permanent Address (at least 1-year-old)

• Income Proof (bank statement of last three months)

How to Apply for Personal Loan in Yes Bank?

You can either apply for a personal loan online or visit your nearest Yes Bank branch. Then, you can follow the below steps.

1. First, determine how much money you need and when you can repay the amount.

2. Then, find out your Yes Bank eligibility criteria for personal loan. You can do this by filling out a form with some required information.

3. After this, you will get a call from the bank and you have to submit all the documents, which includes your KYC and income proof. 

I hope this gives you an idea of Yes Bank personal loan eligibility criteria.

A few months back, I had availed myself of a personal loan from the YES bank, to finance my sister’s marriage. The YES bank personal loan eligibility varies from customer to customer based on their age, monthly income, and so on. 

What is the Personal Loan Eligibility in YES Bank?

Generally, all Indian residents (salaried if work is regular or fixed) between the ages of 21 and 60 who meet certain requirements, such as possessing a specific monthly salary and CIBIL score, are eligible to apply for a personal loan. Documentation of income and KYC is also required when applying for a personal loan. 

However, I was able to verify my YES bank eligibility criteria for personal loan, in about sixty seconds. I was able to fetch the information from the

. I had to provide information like;

• My full name as per PAN

• Age

• Monthly Salary

• Monthly expenses that are recurring (including any existing EMIs)

• Employer

• Work history: years at the position in question

• The duration of time residing at the present address

• Whether it's mortgaged, rented, or owned

After this, I was informed about the type of personal loan that I am eligible for. However, you can also check your eligibility by visiting the nearest YES Bank branch.

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