I was planning to take a loan from Piramal Finance. To learn about the documents, processing fees, etc. I called my friend who recently availed a home loan from this bank. I asked him about the Piramal home loan processing fees and other details. Here is what he told me.
What are the Piramal Housing Finance Processing Fee?
All the information that my friend told me has been provided in the list below.
| Particulars | Details |
Loan Amount |
Rs. 5 Lakhs to Rs. 2 Crore |
Maximum Loan Tenure |
30 Years. |
Interest Rate |
9.50% p.a onwards |
Processing Fees |
0.5% to 1% of the loan amount |
Appraisal Fees |
Rs. 2,000 to Rs. 5,000 |
Stamp Duty |
Between 1% and 5% of the property value |
Registration Fees |
1% of the property value |
After this, he told me about the documents that I might have to submit, and those are
Proof of Identity (Aadhaar, Driving License, Voter ID, Passport)
Proof of Address (Utility Bills, Aadhaar, Driving License, Voter ID, Passport)
Passport Size photographs
All Property Documents (Sale Deed, Possession Certificate, Detailed Construction Estimate, etc.
As I am a salaried person, he told me to provide the following documents as well.
Last 3 months Salary slip
Form 16
Documentation of collateralized property
Last 6 months bank statement.
This is what my friend told me when I asked him about the Piramal home loan processing fee. I hope this helps.
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Authors Of The Question
What is Piramal Home Loan Processing Fee?
Bhagat
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1 Answers
6 months
2024-06-28T13:53:06+00:00 2024-08-06T15:07:33+00:00Comment
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